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MBNA Strange CCA and marks all over it


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MBNA been a real pain and finally got family member to admit they need some help to get rid of these sharks.


They had received a so called CCA which I have looked at but the CCA has been written on in certain places so could be identified and I'm worried at posting it up on the forum.


Can provide a link through PM if anyone would like to take a look at the CCA for me and offer their opinion as to its legal status.


CCA Front page


CCA Back Page






No mention of the terms/conditions on the back of the CCA and no term 14.1 anywhere on the CCA or

the agreement pages below.


Agreement / 4 pages


http://www.karlshardware.co.uk/mbna/agreement 1.jpg









Any help /advice you could offer will be gratefully received







Recently MBNA agreed to pay back £800+ in charges but they credited everything back to the account rather than just the arrears, now phoning every day for the arrears which keep getting bigger., Can I rescind that offer of refund and start a claim again but this time include the compound interest so it hits them hard.

Also hitting them with PPI from 1997 so its going to really make someones day at MBNA,

Can you claim so far back with the PPI?

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