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    • it wouldn't hurt you to send the PO an sar using the AD on that letter.   it could be that they left it years to default it. then are selling it to cabot within 6yrs from that default (though this would be make it still showing on your credit file too)   that, in terms of a recent ruling make it seem as though the debt is still chasable as the ruling in the appeal court sort of indicated that the S is now defaulted date + 14 days, but if a creditor took months even years to default it, that is challengeable.   worthy to get the info IMHO. that will also give the PO your correct address.
    • Hi Megahamster77 welcome to the Forum. Hospitals appear to be fair game for the crooks who run the parking companies. You are more worried about what may happen during the visit rather than  hunting for signage about where and how to park. You would think that showing a blue badge  would qualify for free parking at a hospital. I hope your Father is ok and he is not to worry as it is more than likely that you do not owe them a penny. Yes you are right to appeal to the hospital as some of them are quite sympathetic to patients problems with parking companies but if you could answer a few questions first it may help to give the hospital more reasons to squash the PCN. So could you please answer the questions below as well as posting up the front and back of the PCN. These companies tend to make mistakes that mean that they have no chance of getting paid. That does not stop many people who do not know the errors pay up. In the meantime please do not appeal to the parking company as it can make it harder to beat them.      
    • Last week NS&I announced savage cuts to its Income Bonds, Direct Saver and Direct Isa, which will pay just 0.01 per cent, 0. 15 per cent and 0.1 per cent respectively from November. View the full article
    • Haven't had a TV at my place for years .. do at o/hs - including my still  fabulous screen high end plasma that was just sat in a corner doing nowt  here.    
    • My dad who is high risk and has had a heart attack was going to leeds hospital and it seems they have parked what they thought was the hospital car park but recieved a ticket. They asked someone (seems like a random person) if they could park there and were told its ok. They put a disabled badge out but they returned to find a BPA parking charge notice.  There was someone there who said dont worry about it they get lots and have never paid them 😕 but after the first advice they got... The company is City Permits LTD reg at European house 93 Wellington road. Leeds. LS12 1DZ  company number 5720115. Ticket is for £100! pound or £60 if you pay it fast.    Is this something we should contact the hospital about to let them know the parking company that he was there for his heart and is high risk with COVID. Or would it be best to contact the company directly and ask them.  Thanks for any advice and let me know if you need any further information.     
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    • I’m in desperate need of help
      I bought some clothes online in may through Evans and paid through PayPal
      returned them all seven days later
      I waited the 14days for my refund and no refund came
      I put in a dispute through PayPal but I didn’t get any emails to escalate the case - PayPal closed it. 
      evans said they couldn’t refund the money because PayPal have cancelled the refund because of the open dispute
      I contacted PayPal
      they said the dispute had been closed but Evans at no point had attempted a refund.
      fast forward to today
      I’ve got copies of numerous messages sent to and from twitter messages as it’s the only way I can contact them
      I’ve also contacted their customer service too
      all I get is PayPal have cancelled refund because dispute is still open.
      I have proved that the dispute is closed
      I have got an email saying that if Evans sent the refund they would accept it
      but up until the date I got the email they have not once attempted a refund .
       I have sent them a letter before court email
      I have even offered to have the full refund as a gift card just to get this sorted !
      I’m literally at the end of my tether and don’t know where to turn next !
      i suffer with mental health issues and this is affecting my health and I’d saved the money for a year to buy these clothes as I’m on a low income .

County court claim (cabot/Morgan's) Barclaycard from 1994!!!!!!!!!!!!!!!!!!!!!

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Hi Guy's my hubby has recieved a claim form from northampton bulk centrefor an old debt. There is no other information provided like CCA, default notice etc, probably with it being so old!!


We want to defend this, obviously, and would appreciate any advice on what to do next.


It was issued on 30th July. 5 days for service, so thats 4th August. We want to submit an embarressed defence. Can any of you guy's help??





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When did you last pay or acknowledge this debt? If it is over 6 years ago they should not be bringing this action at all. You need to establish if it is Statute Barred and your defence will be very simple.


Cabot/Morgans have tried this one with a number of people on CAG that I know of and there must be many more not on CAG. The situation with a Statute Barred debt is that the debt still exists but all they can do is approach you requesting payment but they cannot enforce it (such as starting court action via Northampton).


This company really disgusts me the way it rides roughshod over consumer rights and plays fast and loose with the law. If this is indeed SB you then need to complain to the Office of Fair Trading about their fitness for a consumer credit licence; the Solicitor's Regulation society to complain about Piers Morgan the Morgan's solicitor and Glenn Crawford the Group CEO of Cabot (who is also a solicitor) and the Bar Council to complain about Willem Wellinghof their in house barrister. All of these are responsible for the legal approach within this company and they should be accountable for their actions.

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I do agree about complaining to The OFT, but there is an 'economy of scale', Barclaycard are 'bullet proof', can't be touched, if it was 'Joe Bloggs' providing credit and

he did wrong, his shirt would be ripped off his back and they would confiscate his Abacus, if similar breachs were carried out by the two companies.

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I'm not talking about Barclaycard as this has now been assigned. BC probably didn't take action because they knew it was an old debt - easier to keep their hands clean and offload it to a DCA. Nope I am talking about Cabot/Morgans who have the paperwork (if any) and have decided to aggressively pursue a debt which may (or may not as it hasn't been established) unenforceable and SB.


These people are not bullet proof and should be asked to account for their actions.

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There could be but it's not the agreement it's if you actually paid anything within the last six years or acknowledged in writing that you owed this debt.


With regard to an agreement Cabot/Morgans have to produce a good copy of the original in court and you must insist on this. If there's no original agreement (and I don't mean a reconstruct to satisfy a CCA request) then they have nothing to go on.

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