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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
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    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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TDS service not available after leaving property


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My landlord (through his letting agent) has refused to return any of my deposit. I disputed this, and after 5 weeks of unsuccesfully trying to negotiate (in fact i was getting no responce) I contacted the TDS service who informed me the landlord had "recently decided not to be members of the scheme anymore".

 

Is this legal, and how long after the end of tenancy does the scheme 'safeguard' the deposit for ??

 

please help, i'm running into so many brick walls.

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Hi Sands, when did the membership of the scheme terminate ? was it after your tenancy ended or before ? If it was an insurance based scheme and you have the information I would suggest that the scheme is still liable, give us some more info on which scheme was used

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Hi Sands, when did the membership of the scheme terminate ? was it after your tenancy ended or before ? If it was an insurance based scheme and you have the information I would suggest that the scheme is still liable, give us some more info on which scheme was used

 

The scheme used was the Tenancy Deposit Scheme, and when i asked for a date they stopped the service they would only say "recently".

I then asked whether I was still able to open a dispute, and

"The deposit was registered within our scheme, but as i have previously mentioned your Agent is no longer a member of our scheme and arranging alternative arrangements to have that protected..." and "If you wish to raise a dispute there would be a charge to the agent, however the agent may choose not to pay this fee and would have to forward your dispute to the company they are now using to protect deposits" replied this morning!!

 

I did ask the landlords agents who they were now using to protect my deposit by email, and copied that letter to the landlord at the house I rented (as his only known UK address) over 14 days ago but have received no reply.

 

They are just not answering any of my queries, they have charged me for cleaning (when the house was spotless and the cleaning contractor has confessed to me they were told to clean the whole house and quoted without seeing the state of it), they took some personal belongings from the garage of the property (4 days before my tenancy agreement ended, although after I had vacated the property in the main), and they billed me for removing the lock.. (my tenancy was still valid at that point)...

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I`m far from being an expert on this and I am unsure if a deposit can be unprotected once it has been placed with a scheme without consent from both tenant and landlord.

The DPS is the ONLY scheme that allows a deposit to be registered with them after the 14 days from when the landlord received the deposit so that scheme would be the only alternative. Do you have the information regarding the fact that the deposit was protected ? Tenancy code or anything like that ? I have just spoken to your scheme who said the agent is still liable to pay you the money and admitted that should you raise a dispute with Tenancy Deposit Scheme they are obliged to chase this up on your behalf and fulfil their obligations. Alternatively you can take the agent to court , this could be a good course of action if protection has been removed from your deposit , as appears to be the case . I am ASSUMING this was an AST ?

Edited by coppullcaveman1
Assumption
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yes, it was an AST.

The TDS will not give me a date that the LL agent stopped using their service, should they have to provide me with that information?

Will the dispute service take into account my belongings removed from the property, or am I better going through the courts?

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