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Nelson Guest/Wescot/Lloyds query

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Have done a search on Nelson Guest and Wescot but not had much luck.


Brief summary of background: Lloyds CC (amount well below £5K), reconstructed CCA with prescribed term (APR) missing, account put in dispute October 2009, invalid DN sent in April, Wescot chased in April/May, got a nice 'bemused' template, now NG chasing on behalf of Wescot, threatening legal action.


Another 'bemused' template letter, or is there anything better/more appropriate?


Thanks in advance for any input.



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Bemused should be ok

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Every journey begins with a single step :):)


Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.


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The only person entitled to your Personal Finance details is a Judge not a DCA


Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!



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