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fergal v virgin


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I am afraid this has been on going for some years , my case is against virgin placing default on my credit file which cost me a few thousand pounds in additional loan . I have court bundle and really just need POC's to get case in front of judge to explain my case....If anyone has experience of writing POC's I would be very interested in hearing from them....

Only direct action by the masses will work....


Look at all successes they have never come from negotiation!!!

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For POC you would need to lay out your allegations against Virgin, some of the below points may help you in formulating your particulars:


Do you believe they have been negligent with your personal data? If so, why?

Do you believe that they are in tort (breach of contract) in relation to their disclosure on your CRF? Why?

Do the terms of the contract allow Virgin to pass your details to third parties?

Do you believe that they have failed in their duty of care to you? If so why?

Why do you believe that a breach of the act has occurred? Which Sections of the Act are applicable?

Was the default added in error?

Did you genuinley owe the money or was it disputed?

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