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Lowell Financial Ltd making (unrecorded enquiry) on my credit file.

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I have no bad debts and have never had any bad debts.

 

I always pay on time and the only debt I currently have is on my credit card and on this I pay the full outstanding sum every month!

 

Why then is a DCA inspecting my credit file.

16 Checks since January 2010.

 

The only other check on my file this year was an unrecorded enquiry made by my credit card company and they do that every 6 months usualy just before they increase my credit limit as they did at the begining of this month.

 

I understand that these checks are not visible to any organisation searching my credit file,

however I am concerned that this Llowell Financial Ltd knows more about my financial dealings over the last 7 months than I or even my bank does.

 

Are they acting legaly by using Credit Reference Agencies to spy on people who have done nothing wrong?

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More than likely they are searching for someone with the same or similar name to you. Although it can't be seen by anyone they are abusing the system & you should make a complaint to the ICO https://www.ico.gov.uk/Global/contact_us.aspx


Anthrax alert at debt collectors caused by box of doughnuts

 

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Write to Lowell at the is address

Mr. Rob Sands

Compliance Manager

Lowell Group

Enterprise House

1 Apex View

Leeds

LS11 9BH

 

Instruct them to remove the unauthorised search, state that

you have no liability to them in any way, and will seek redress

if they do not comply.

Send similar letter to credit reference agency.

Send RD.

 

Also see my thread on CRA Forum.

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Instruct them to remove the unauthorised search,
Lowells cannot remove them, it's purely for the information of the data subject.

 

With a name like Mr. Bob (Bobby) Sands I'd change it by deed poll. ;)


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Mr. Rob Sands

Compliance Manager

 

 

sure this is lowell?:eek:

 

never heard of this one before,but there is a rob sands at muck hall;)


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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Mr. Rob Sands

Compliance Manager

sure this is lowell?:eek: never heard of this one before,but there is a rob sands at muck hall;)

 

There was a post awhile back stating that MH are now part of Lowell, so perhaps Rob Sands is compliance manager of the revised group.


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Sorry spelling.... It's Lowell...

I have been informed that Lowell have been Data Mining people and selling the information to clients and looking for indications of financial fraud for the UK government.

 

It has been sugested that they and others have been given lists of people under investigation for serious criminality eg. putting bins out on wrong day, school catchment area fraud, benefit fraud.

 

I will add that I got this information from a privicy group that border on parnoid but then when you believe that you are being watched and the government put up posters saying

"We are watching you",

"You never know when we will strike",

"Do you know who is watching you"

and TV reports of children being followed by private investigators I'm not supprised! LOL

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Guest Cartaphilus
for serious criminality eg. putting bins out on wrong day,

 

Serious 'criminality'. Don't make me laugh!

 

I have been informed that Lowell have been Data Mining people and selling the information to clients and looking for indications of financial fraud for the UK government.

 

Ooh, then, wonder if the ICO knows this. After all he was on TV last week or the week before publicly asking for a meeting between himself and the goverment about this. Also, what is meant by 'data mining' beyond the obvious?

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