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    • use our enhanced google search box type in claimform lowell card   and get reading as many threads as you can   the more you read the stronger we become. that will also give you advice on what is next what is to come as the claim progresses and how to respond.   but you are most welcome and advised to check here 1st.    
    • selling to a private individual on a trade invoice is a big no, no   then surely that's your claim.?   you can't have it both ways.   either there is a contract and the relevant consumer regulations apply. or there isn't a contract and no consumer rights apply whatsoever.   .................   as it stands you are repeatedly stating you signed nothing nor agreed to anything nor did he present or imply any rights.. let alone the 14 days given under a 'durable medium'. all points the sameway to me. he nor you can prove nor want too ... that you have any contract between yourselves. ................   you want your moneyback he wants his car back.   .......    
    • Firstly, my son didn't tell me until a month ago. Secondly, I didn't think they would just ignore things. £375 is a lot of money, especially for my son.
    • The Brexit farce just keeps taking   https://www.independent.co.uk/news/world/europe/brexit-banks-expats-lloyds-barclays-coutts-britain-eu-b529833.html Thousands of Britons living in EU told their bank accounts will be closed Lloyds, Barclays and Coutts, the Queen’s bank, have begun informing clients they will no longer be served once the transition period ends on 31 December, when Europe-wide banking agreements are expected to expire in the UK. An absence of new arrangements for banking across the UK-EU border would require British banks to apply for separate licences in order to provide for customers in each of the 27 EU member states.   Some banks appear to have concluded that the logistical challenge of adapting to different sets of regulations would not make financial sense and have instead chosen to cease operating in certain countries.   Lloyds, which is Britain’s biggest banking group and includes Halifax and Bank of Scotland - customers based in Ireland, Germany, Portugal, the Netherlands and some smaller nations, will be stripped of their accounts.    
    • I never expected to see an option of a counterclaim so pressed no and that looks correct.    Thank you for all your help so far.    what now, do I just wait for the court to contact me? 
  • Our picks

    • @curryspcworld @TeamKnowhowUK - Samsung 75 8K TV - completely broken by Currys. https://www.consumeractiongroup.co.uk/topic/426151-samsung-75-8k-tv-completely-broken-by-currys/&do=findComment&comment=5069075
      • 4 replies
    • @skinnyfoodco Skinny Foods. https://www.consumeractiongroup.co.uk/topic/426130-skinny-foods/&do=findComment&comment=5068996
      • 8 replies
    • I’m in desperate need of help
      I bought some clothes online in may through Evans and paid through PayPal
      returned them all seven days later
      I waited the 14days for my refund and no refund came
      I put in a dispute through PayPal but I didn’t get any emails to escalate the case - PayPal closed it. 
      evans said they couldn’t refund the money because PayPal have cancelled the refund because of the open dispute
      I contacted PayPal
      they said the dispute had been closed but Evans at no point had attempted a refund.
      fast forward to today
      I’ve got copies of numerous messages sent to and from twitter messages as it’s the only way I can contact them
      I’ve also contacted their customer service too
      all I get is PayPal have cancelled refund because dispute is still open.
      I have proved that the dispute is closed
      I have got an email saying that if Evans sent the refund they would accept it
      but up until the date I got the email they have not once attempted a refund .
       I have sent them a letter before court email
      I have even offered to have the full refund as a gift card just to get this sorted !
      I’m literally at the end of my tether and don’t know where to turn next !
      i suffer with mental health issues and this is affecting my health and I’d saved the money for a year to buy these clothes as I’m on a low income .
    • In desperate need of help. https://www.consumeractiongroup.co.uk/topic/425244-in-desperate-need-of-help/&do=findComment&comment=5067040
      • 29 replies

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Hi all


I'm new to this site, but in need of some advice.


In March 2009 I was signed off from work with severe depression. To cut a long story short my mum became seriously ill, my dad attempted suicide and my baby son nearly died with kidney problems. Late last year my son was taken ill again and was given the last rights. Thankfully he pulled through but I am still suffering with depression and stress as I watch my mum slowly deteriorate and wonder what will happen to my dad once my mum passes away.


After discussions with my employers I agreed to return to work in July. Unfortunately this never happened because my mum was taken into intensive care and my dad was hospitalised with acute stress. Prior to this my employers advised that they had raised my case with an insurance company to pay part of my salary. The insurance company dragged their heels and after requesting more and more info from my doctors they ultimately rejected my claim. I made an appeal but thanks to an unsympathetic OH practitioner was unsuccessful.


My benefit has also been stopped based on the dreaded points system and OH feel that I am capable of returning to work.

My GP does not agree and wants me to take more time off, but when I visited him last week I explained I needed to return to work otherwise I would be sacked.


Which brings me to the crux of the matter. I have been requested to attend an ill heath capability review on Monday. My line manager is fully aware of my situation and has concerns that I won't be able to perform my job because of my ongoing situation. I have agreed a phased return but at the moment I have 2 ill parents (one terminal) and a son who I almost lost and the stress and depression are constantly eating away at me.


I want to be honest in the meeting, but I assume that if I say I not not feel ready to return then I will be ultimately dismissed. I want to return to work as I have financial problems but need a little more time. Unfortunately because of OH recommentdation that I am capable of working, I feel that this is going to fall on deaf ears with my employer.


Many thanks in advance

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Hello and welcome to the forum. I can see this is tough for you.


If your GP thinks you are incapable of working, will he write to the company and/or OH on your behalf? If you haven't seen the Community Mental Health team locally, I would ask to be referred to them. Mine were very supportive and the psychiatrist who assessed me wrote to the DWP and sickness insurer on my behalf telling them in no uncertain terms that I wasn't fit to return to work, no matter how much it would have suited them.


Just a thought.


HB x

Illegitimi non carborundum




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