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Equifax and Table 1 Searches


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I have been having problems with Equifax regarding entries made on my credit report under Searches MADE IN CONNECTION WITH

CREDIT APPLICATIONS ON TABLE 1 OF THE REPORT.lLowell and Mackenzie Hall made 12 searches between them some times twice

in one day and 7 in one week.

I have challenge these with both companieis Mackenzie Hall I have to say have reacted marvellously :rolleyes: in checking

the searches,removing them and paying compensation very quickly.

Lowell however cannot seem to grasp the fact that their types of searche should go on table 2 other searches which does not

impact on the credit rating,Equifax are equally as awkward and I have now sent a LETTER BEFORE ACTION,Pay up,remove searches or court action.

Makezie Halls Compliance manager has confirmed that posting seraches on Table 1 (seen by everybody) when using Equifax is

inappropriate and damaging to the report.

I think all CAGGERS should take careful note of any searches on their reports posted on Table 1, the Information commissioners Office has undertaken to write to Equifax regarding this and to inform me of the result.

The OFT are also so looking into this, but of course they cannot divulge the result:confused:

I have seen many such posts on CAG about this and if all those affected report each occurence perhaps we may remove another thorn from our sides.:D

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