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    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
    • At a key lecture in the City of London, the shadow chancellor will also vow to reform the Treasury.View the full article
    • Despite controversy China's Temu is becoming a global online shopping force.View the full article
    • The retailer has come under fire for an advert showing motorcyclists wearing trainers and doing wheelies.View the full article
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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CAG Site upgrade - thread 1


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Hi, Ive lost where the subject access request template is, anybody help? Thanks xx

 

Letters are in the library, topish left of page, darker blue, then click on DCa and you should find it http://www.consumeractiongroup.co.uk/resources/templates-library/86-debt-collectors/576-subject-access-request-debt-a-dca

 

This should be a direct link

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I quite like the look, and I know from personal experience what a nightmare ugrading can be, so I do feel for Webby.

Many of the probs are cosmetic, like the left side panel misalignment.

 

spanclass="usertitle">Classic Account HolderHelp the CAG!!Make a contributionfont>b>a>

 

 

span>

 

Just had a quick look..doesn't it just need a

between the two paragraphs to move the rep points down?

 

I think a full forum index in the top navigation bar would make things a lot easier, and having a folder full of links to important reference threads that now don't work is really a waste of all that research for myself and others ..hopefully that's a priority to fix.

 

Not a moan..i know it takes time...just trying to be constructive :cool:

 

Elsa x

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Re:chrome. The new software doesn't perform well on it. I'm using Android at the moment and it looks similar to bookies ss. (probably because both are made by Google)

 

Hopefully webby will tweek it some more.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

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Letters are in the library, topish left of page, darker blue, then click on DCa and you should find it http://www.consumeractiongroup.co.uk/resources/templates-library/86-debt-collectors/576-subject-access-request-debt-a-dca

 

This should be a direct link

 

It just comes up as a blank page to me for some reason, I tried earlier in library and on your link:-?

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Anyone know how to find old threads now? Normally I would click on "Statistics" and "Find all threads started by..". I desperately need to read through an old thread of mine but when I click on the link in the post, it says "Server not found and Error 404"

 

If I click on your user name on your post I go to your profile and can then access all 24 pages of your posts!

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ll, this is the bank one that you can modify for your needs :-

 

http://www.consumerforums.com/resources/templates-library/48-bank-templates/110--data-protection-act-1998-subject-access-request

 

Also doesn't the word SAR automatically hyperlink to it?

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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Ouch, Where's me sun glasses - can we have more subtle colours PLEASE

HTH (Hope This Helps) RDM2006

 

THE FORCE (OF CAG) IS WITH YOU

;)

 

We've Helped You To Claim - Now Help Us Remain

A live Site - Make a Donation

 

All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

 

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how do you find old posts started by you,

Doesn't seem to be available anymore

 

 

Advanced search --find all posts by alfwithair gives me 7 pages of your posts but going to your profile only finds me the 7 posts you've made on this thread??

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Ouch, Where's me sun glasses - can we have more subtle colours PLEASE

 

Sorry BF but you know what i'm like for presentation lol

 

Other than that (and the edit button) seams ok

HTH (Hope This Helps) RDM2006

 

THE FORCE (OF CAG) IS WITH YOU

;)

 

We've Helped You To Claim - Now Help Us Remain

A live Site - Make a Donation

 

All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

 

However, if you have found any advice you have been given helpful.

Why not show your gratitude And

Click the * on the post you found helpful.

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how do you find old posts started by you,

Doesn't seem to be available anymore

 

There is ongoing work on the search facility I believe. It will return. Is it a specific thread by you? I'm pretty good at searching :)

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

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I used the "new posts" link in the CAG toolbar to get me to new posts when I opened CAG that still seems to work apart from a bit of script waffle at the top of the page - don't know if the other links work, I haven't tried them yet, as I probably won't be able to find my way back here if they don't . (embarressed smiley).

 

Had a bit of a nerve racking few seconds when the screen image started jumping aound wildly - but that turned out to be the cat's tail on the keyboard - so I've sorted that out myself -

 

Wils

 

That post deserves a scale tickle (I cant at the moment, I'll remember to do it later, I promise!). Some pretty techie people on this thread and not one of us remembered that button is on the toolbar!

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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Yes it is a fashion world / jd williams one from a while back, I can't find it anywhere

 

 

this one?

http://www.consumeractiongroup.co.uk/forum/showthread.php?115986-Alf-v-Fashion-World-Reliable

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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Advanced search --find all posts by alfwithair gives me 7 pages of your posts but going to your profile only finds me the 7 posts you've made on this thread??

 

Well I just looked there can't see no find all posts by afwithhair, if I search by my name it finds 1 one

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I found the edit button - It is only available if yours is the last post and that is the one you wish to edit, but be quick coz you have only 5 mins

 

hmmm not much time if it is a long post

 

cant add emotions tho ????? (using chrome if that helps)

HTH (Hope This Helps) RDM2006

 

THE FORCE (OF CAG) IS WITH YOU

;)

 

We've Helped You To Claim - Now Help Us Remain

A live Site - Make a Donation

 

All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

 

However, if you have found any advice you have been given helpful.

Why not show your gratitude And

Click the * on the post you found helpful.

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That 5 mins really flies doesn't it :p I still have the option on my last post so I think the time limit is the only factor.

 

Smilies, I'm sure they'll be replaced, but here is a sheet of them that you can learn or print out if you like

http://www.consumeractiongroup.co.uk/forum/misc.php?do=getsmilies&editorid=vB_Editor_001

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

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Ahh, new game I believe called "pass the unenforcable debt". Have fun with them alf :p

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

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V.Bulletin 4 is a lot more secure than V.Bulletin 3.7 which was what CAG was running before.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

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Ouch, Where's me sun glasses - can we have more subtle colours PLEASE

 

Which colours are you referring to? The yellow notices at the top seem the only bright ones to me. If anything, the general opinion seems to be that the colours are a bit too dull

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