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    • I was at court today with a Similar offence - 68 in a variable 40...M62.   I originally Phoned the police camera dept and asked for camera proof including gantry signs showing 40...they sent them and it showed the 40 and my vehicle.   I pleaded guilty, and asked for the single justice procedure thingy.   Came back with possible short term  disqualification, with option for hearing to plead against etc. I asked for a hearing   Finally 11 months after the offence, hearing came through.   Arrived at court, finally was called in.   Offence read out etc and then I had a chance to put forward orally my personal mitigation etc. (Remorse, I was stupid, wont do it again,  need license for work as live in rural area etc, first offence, good character standing)   Today the magistrates were kind...6 points and a fine...something like £450 plus £85 costs (cant remember the exact amount but was around £535 if greatly different will repost.  Have 14 days to pay, they will send me the amount etc.   I feel very lucky today, could have been worse.  Good luck with your case.  
    • I should have added the above links are for  landlines and mobiles there are plenty of free and paid for apps android and iphones to block calls.
    • Hi I got a tent from go outdoors,   over £1000 for tent porch carpet  and footprint and it was faulty, so they exchanged it, it was only 2 weeks old,  so I got another tent tht to was faulty, I have pictures of the faults,  but this time they weren't happy to exchange but they did,  then I got a vanguard 8 ,  and when we were on holiday the rain was coming through the material of the tent, holes in the stitching and the zip kepted breaking, so 2 days into our holiday we came home to change the tent and go back and finish our holiday,  but they refused, this tent was only9 days old.  So we left the store phoned head office and they said "go back to store and give them another chance to sorte this out!"  So we did and the manger was worse this time, to ring head office he didn't want to. I have a proof of a call from head office for 40mins and the manager was implying to head office I was lying about a phone call  and head office have on record of them phoning me , the manager asked me to leave the store or he will phone the police   so I told him to get the police,   while waiting for the police  a customer was returning a tent and when asked from the store what's wrong with it, they said""nothing it's to hard to put away"  so asked the manager how is tht right when my tent is faulty and u wont exchange,   he told the police I was threatening a customer,  I never spoke to the customer, I also told them I am autistic,   The manager lied to the police and the police attuided to me was horrendous and I told them  repeatedly told I was autistic,   I have video evidence of my arrest,  What are my legal rights to a new tent,  any help will be greatly appreciated thank u,   am also dyslexic,  sorry if some of this doesn't make sense ,  I've loads more to tell on this whole situation xx I was arrested for not leaving the store until I had a resolution  All the tents where hi gear  Also I told the manager tht we where on holiday to rest as we've just had 4 weeks of hell with my daughter as shes now in hospital safe,  so we went away for 5 days knowing she was safe ,  and why woul we come home early and try to change a faulty tent,  and go back to our holiday if it wasn't faulty they weren't interested   I've been having meltdowns really bad this x  Also I was released from the police 2hrs later WITHOUT  been Interviewed and NO CHARGES I've had a email today saying because of my being banned from the store I can have a refund   I've sent them emails asking questions and they will answer the email but wont answer my questions and now they saying as a good will gesture they will refund me  But I only have until friday which is 1 day to accept the return and if I dont they will not refund me  And am so distressed ,  Am I right the if a item is faulty you have 28 days to a full refund 
    • Thanks dx I did read these post but wasn’t sure if they ended well.   I suppose it depends on how nervous it would make the buyer, and if their solicitor was happy to play ball.
    • the 120 days runs from when he discovered he could use chargeback. that must be within 540 days of the relevant card transaction. sadly halifax are useless everytime over chargeback  and never get things right.
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    • I’m in desperate need of help
       
      I bought some clothes online in may through Evans and paid through PayPal
      returned them all seven days later
       
      I waited the 14days for my refund and no refund came
      I put in a dispute through PayPal but I didn’t get any emails to escalate the case - PayPal closed it. 
      evans said they couldn’t refund the money because PayPal have cancelled the refund because of the open dispute
       
      I contacted PayPal
      they said the dispute had been closed but Evans at no point had attempted a refund.
      fast forward to today
       
      I’ve got copies of numerous messages sent to and from twitter messages as it’s the only way I can contact them
      I’ve also contacted their customer service too
      all I get is PayPal have cancelled refund because dispute is still open.
       
      I have proved that the dispute is closed
      I have got an email saying that if Evans sent the refund they would accept it
      but up until the date I got the email they have not once attempted a refund .
       
       I have sent them a letter before court email
      I have even offered to have the full refund as a gift card just to get this sorted !
       
      I’m literally at the end of my tether and don’t know where to turn next !
       
      i suffer with mental health issues and this is affecting my health and I’d saved the money for a year to buy these clothes as I’m on a low income .
    • In desperate need of help. https://www.consumeractiongroup.co.uk/topic/425244-in-desperate-need-of-help/&do=findComment&comment=5067040
      • 29 replies

Uk debt moved abroad now planning to move back - really need advice!


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Hi Everyone,

 

I really need some advice for my other half. I lived with my boyfriend in the UK and he had a loan for about £10,000 which he was chipping away at. He was making regular payments on it for a good 3 or 4 years. Life had a few ups and downs with one thing leading to another I was made redundant and we were both offered jobs in Southern Ireland. So we both moved over there. Before the move he changed his address with the bank he had the loan with in the UK to his parents address (they have actually now moved away from that address). We left the UK in May 2009. When we were in Ireland, he just forgot about the loan back in the UK and abandoned his UK bank account having opened a new bank account in Ireland.

 

I lost my job in Ireland and moved back to the UK in May 2010. My UK account although overdrawn and left untouched for a while, was still intact and I've just picked up where I left off. Now he is still in Ireland and we are talking about him moving back to the uk. He is really really worried about whats happened with his old UK bank account while hes been in Ireland. I dont think he set out purposely to get into this mess he was just a bit lazy and at the time it was easier to forget about the UK account than to sort it out.

 

He thinks when he comes back he will have to declare himself bankrupt.

 

He will need a bank account when he is back in the UK. Should he try contact his old bank when he comes back? Would he be able to get a new account or blacklisted. His Irish account is in good standing. He will be unemployed at first when he comes back and not have the money to afford to pay the amount owed.

 

I really need to find out the exact infomation about this because I think part of him is really scared to return incase something really bad happens and I miss him terribly.

 

What would be the best course of action in these circumstances?

 

Thanks for reading and any advice you can offer.

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He thinks when he comes back he will have to declare himself bankrupt.
If his debts are less than £15K a DRO may be better Debt Relief Order - Wikipedia, the free encyclopedia
He will need a bank account when he is back in the UK. Should he try contact his old bank when he comes back?
He should open an a/c with a totally unrelated banking group otherwise they'll be able to offset monies from his a/c.
I really need to find out the exact infomation about this because I think part of him is really scared to return incase something really bad happens and I miss him terribly.
The worse case scenario is that they've obtained a CCJ against him using a previous UK address. If they have and it was more than 3 months after he left the UK he could apply to have it set aside. You can check online using his previous addresses at CCJs, court orders & fines - Search yourself and others - Trust Online but it costs £8.

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