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rowland

LOG BOOK LOAN repossesion

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Hi.

 

I bought a car around 6months ago, however during Aug i received a visit from a collection agency to reposses my car.To my astonishment and suprise as i had purchased the vehicle in good faith, from a person who i knew fairly well and trusted.

I now find myself in the position where i have to return the car and lose 2.5k because the seller owes money to lbl.

 

The car is older than 8yrs.

 

Could anyone help me find my legal standing?

 

Thank you.

Im very :-x as you would imagine.

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Welcome to the site.

Can you confirm who is actually wanting to collect ?


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Can you confirm that you didnt buy this from a trader ?


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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No, i had a card stating that they had been twice, however i was out on both occassions, it did not give a address or company name.

 

would i contact lbl direct for BOS or solicitor?

 

regards

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no private seller

 

cheers

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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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no private seller

 

cheers

 

Hi rowland. first thing you need to do is protect the car DO NOT LET THEM TAKE your car if they take the car it will cost you money if you keep it you will have no court costs. so all ways keep it on private property and if you can hide it. the repo guys will get the police invoved just keep saying no comment. (the police can not make you give the car up.) DO NOT make any contact with lbl yourself.

 

now go and see a solicitor and ask them to get the copy of the bill of sale from lbl this is all you need a solicitor to do. it will have a cost (£100-£120) but this protects you in so many ways and its the only payment you will have to make. and also he will send a letter to the repo company to stay away. but this only stands for 28 days.

 

but remember the repo guys are NOT bailiffs so do not listen to them. thgey will tell you that they have a court order (if so you would have had one from the courts)

 

 

what age is the car and what area are you in ???

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the car is registered late 2001, and im trying to find out exact date.

area is south wales.

ill get a solicitor straight away, but what would be my next steps?

 

regards

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Hi CCTV,

To your last question. Does the age of the car have any bearing? I remember reading somewhere that vehicles over 8 years old may not be covered but have not seen any evidence that supports this. Do you know?

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