Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

viv16 v lloyds - FULL SETTLEMENT OFFERED


viv16
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6429 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Well done viv. It's really good to see somebody else defeat Lloyds! :D

 

Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

Fantastic news viv16...well done!! Enjoy :)

Saj x

SEE MY THREAD HERE...http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/7358-saj-lloyds-tsb.html

Data Protection Act letter sent recorded delivery 15.5.06

Compliance 1.06.06

PAR letter sent recorded delivery 7.06.06

1st denial received 13/6/06

LBA letter sent recorded delivery 21.06.06 (received 22/6)

Moneyclaim filed 7/7/06, Served 15/7/06

Allocation questionaire returned 28/8/06

Court date 1st December :lol:

SETTLED UNCONDITIONALLY IN FULL 5.10.06

Link to post
Share on other sites

I've done it folks! I've won! UNCONDITIONALLY! Didnt even have to return my AQ - I'VE WON! They dropped the confidentiality -I'VE WON! £6,421.53 I'VE WON! Didn't even have a court date - I'VE WON!

 

IF YOU USE THIS SITE AND ALL ITS LETTERS, IF YOU PUSH AND PUSH THEN PUSH A BIT MORE - YOU WIN! STICK WITH IT ALL YOU WHO HAVE JUST STARTED, READ THE POSTS AND GET INSPIRED! THEY BULLIED ME AND TOOK ME FOR A FOOL BUT WHAT THEY DIDNT REALISE WAS WHEN THEY TOOK ON ME THEY TOOK ON THE MIGHT OF THE MOTLEY FOOL AND THEY DONT COME BETTER THAN THAT!

 

In case anyone hasnt realised by now I'VE WON!!!!!!!

 

IF ANYONE WANTS ANY INFO ON MY JOURNEY ESPECIALLY THAT LOVELY PARAGRAPH ABOUT 'CONFIDENTIALITY' WHICH PROVED I MEANT BUSINESS THEN LET ME KNOW - I'LL HAPPILY TELL THE WORLD - I'VE WON!

 

AND THERE'S A VERY SPECIAL GUY DANCING IN THE HEAVENS TONIGHT XX

well done there is a light at the end of the tunnell
Link to post
Share on other sites

That is fantastic news, and for so much money. Wonder if they have changed tactics now. .Court costs and solicitors maybe hitting them hard..

Enjoy your win... Great news . .well done...

 

UKAVIATOR

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

Link to post
Share on other sites

Hi Countderek,

 

Im glad your response was from Musarat Siddique, the same as me that may mean that Matineau Johnson will act on the banks behalf, they seem moor sensible that the other solicitors and you will probably get your money sooner. I wish you all the luck in the world, stick to your time schedule and be brave, it pays in the end.

lol viv16

Link to post
Share on other sites

Hi jadest,

 

good! well done, make sure the solicitors know you mean business, keep reminding them that the clock is ticking and that every day they delay is costing their client more money (8% on a daily basis) also and this is IMPORTANT make sure you tell them that every letter your send them with an aim to reaching settlement is also being sent to the court>

 

Good luck

 

viv16 x

Link to post
Share on other sites

Hi saj,

 

It wont be long now and remember every day that your disappointed that there is nothing in the post only means there is a bit more to add on to your final settlement and it looks like yours will be just in time for christmas!

 

Good luck

viv16

Link to post
Share on other sites

Hi cathrionas,

 

You seem to have run a little behind on your time schedule, keep at em, they get edgy when they are pushed, remind them that the clock is ticking and every day they persist in delaying costs their client more money.

 

I never thought I would enjoy getting letters from the bank informing me that they were imposing another charge, but these days I look forward to them, its like having a savings account that you dont need to put anything into but you get hell of a lot out of!

 

good luck

 

viv16

Link to post
Share on other sites

Hi,

 

Could one of you mods please alter my heading to read 'I'VE WON' - cant seem to get it to work myself. thanks I know you are busy but if people know ive got my money they may ask how and I can get on with the job of helping them!

 

thanks again.

 

viv16

Link to post
Share on other sites

Thanks Elsinore,

 

Im about to start claim 2 against lloyds after all they made me overdrawn by imposing unlawful charges then bullied me into having a loan to cover the overdraft which I now

Link to post
Share on other sites

Thanks Elsinore,

 

Im about to start claim 2 against lloyds after all they made me overdrawn by imposing unlawful charges then bullied me into having a loan to cover the overdraft which I now repaid so I paid the unlawful

Link to post
Share on other sites

Thanks Elsinore,

 

Im about to start claim 2 against lloyds after all they made me overdrawn by imposing unlawful charges then bullied me into having a loan to cover the overdraft which I now repaid so I paid the unlawful charges twice!

 

Thanks for your best wishes

Link to post
Share on other sites

Thanks Elsinore,

 

Im about to start claim 2 against lloyds after all they made me overdrawn by imposing unlawful charges then bullied me into having a loan to cover the overdraft which I now repaid so I paid the unlawful charges twice!

 

Thanks for your best wishes it means a lot.

 

good luck please keep us posted on your success

 

lol

viv16

Link to post
Share on other sites

Hi Viv, It is lovely of you to get back to each of us individually. I lost interest for a while (as I guess the banks hope we will) but then they hammerered me with a charge so I got remotivated. It is a real shame I didn't stick with the time table as I would be done by now but I got back on the saddle. I think I have stuck to the schedule more recently. Feel better prepared now. Fingers crossed...

Feel so happy for you,

Cat

29 March 2006 Data Protection Act Request sent for ac 1 (then she got a bit distracted but got another charge so...)

27 May Prelim letter sent for ac 1

27 May Data Protection Act Request sent for ac 2 & 3

21 June Prelim Letter sent for 2 & 3

14 July LBA sent with schedule for ac 1 & 2 & 3

7 August MCO filed – defence expected 10 September

11 September defence filed - signed Sean Copping

12 September AQ form received

18th September AQ sent back to Lambeth Court and copy sent to solicitors both recorded delivery

13th Feb 2007 Court Date Set

15th Feb Reclaimed Money is in my bank Account

 

Cat's opinions are those of a nurse and most definitely, definitely not those of an accountant or solicitor, although she was always quite good at sums and elocution.

Link to post
Share on other sites

Hi, :) upon reading this I am very impressed! :lol: You give me hope I can do this too. I've pondered taking action for a few months but am scared of the hassle. Todays bank charges that have hit my account have taken me £250.00 over my overdraft limit!!! I'm horrified :-x and can't get ahead at all because these charges. They often ding me for returning say a £10. Direct debit by charging me £30!!

 

Anyone who has any words of support for me will be much appreciated. All your details of dates and progress seems impressive. Frankly I haven't a clue about the terminology/steps you listed. I've read the info available on this site and printed off the letters to read (templates) :confused:

Link to post
Share on other sites

Hi EmFish, I sent you a private message. Best wishes, Cat

29 March 2006 Data Protection Act Request sent for ac 1 (then she got a bit distracted but got another charge so...)

27 May Prelim letter sent for ac 1

27 May Data Protection Act Request sent for ac 2 & 3

21 June Prelim Letter sent for 2 & 3

14 July LBA sent with schedule for ac 1 & 2 & 3

7 August MCO filed – defence expected 10 September

11 September defence filed - signed Sean Copping

12 September AQ form received

18th September AQ sent back to Lambeth Court and copy sent to solicitors both recorded delivery

13th Feb 2007 Court Date Set

15th Feb Reclaimed Money is in my bank Account

 

Cat's opinions are those of a nurse and most definitely, definitely not those of an accountant or solicitor, although she was always quite good at sums and elocution.

Link to post
Share on other sites

Well done - smashing news! I'm now sitting through the silent treatment having received their defence and requesting an additional month stay. I've written to the solicitors asking why? Lloyds haven't been particularly interested in settling it beforehand. So, it's good to hear your news. Put a leedle smile on my face! OOOOH, I dooooo hope this is starting to hurt them!

Link to post
Share on other sites

well done on the win.

 

i have sent the second letter and had the usual blurb back from them, so it look like i move onto the next step as i have heard nothing else. i have already sent up other accounts so can pull out of lloyds immediately - let the battle begin!

 

pag

Link to post
Share on other sites

I too am commencing an action against Lloyds TSB. Can anyone tell me where to find a suitable form 'letter before action'?

 

My claim is likely to be substantial, because I understand you can go back six years and my bank has been 'at it' for most of that time!

 

From statement to hand, I have identifed several hundred pounds and plan to request a full schedule from them, as I believe is my right under the Data Protection Act.

 

Having arrived at this site via FOOLMAIL, I gather you have a library of Form Letters. Can someone tell me how to find them?

 

Many Thanks

 

BSR :confused:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...