MBNA Subject Access Request

[Go Get Em Floyd]

I shall shortly be making a Subject Access Request to MBNA and would like any opinion on what it is I can expect in return.

 

I have three accounts with them, I do not intend to give them any account details when making the request but simply make the request in my name from my address.

 

Do they supply the requested information? In what format is it sent? Document/ cd/ pendrive?

 

What address is the best to write to them for the request? Who do I make the cheque out to when sending it?

[rebel11]

Hi Go Get,

 

It's supplied in Document form, It should be all the info they hold on you, statements, telephone log etc Send a postal order, send it to their registered address, send it Recorded, they have 40 days to respond.

[Go Get Em Floyd]

Who do I address the form to? Would it be Data Controller? What is their headoffice?

 

Although I have 3 accounts with them it has been over 6 years since I last heard from them direct and they have since sold two of them with the third being settled. Would they still hold the documentation after so long?

[rebel11]

Customer Assistance Department

MBNA Europe Bank Ltd

PO BOX 1004

Chester Business Park

Chester

CH4 9WW

 

If it's over 6 years, it is difficult to say what information they would have, but lets see what comes back.

[rebel11]

Wouldn't the debts be statue barred?

 

http://www.swarb.co.uk/acts/1980LimitationAct.shtml

Edited August 4, 2010 by rebel11

[Go Get Em Floyd]

No, I've been paying a DCA until very recently.

[rebel11]

o.k.

 

Have you been mis-sold PPI on any of the accounts, you can reclaim with interest?

[Go Get Em Floyd]

No nothing like that.