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Last May 09 i bought a car on finance. I had a good job and income. I am now on 28 days notice for redundancy. My last day is the 31st of August 2010. I have not got a job to go to and will not be able to afford the finance. At what point can i give the car back it is with Advantage Finance Ltd on HP. I can make this months and probably next months payment.

How do i go about giving it back and calculating my liability that i will owe them afterwards.

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it depends what it says in your contract, and the type of loan.

Any advice I give, is given with the best intention of helping. I am not legally trained, so it is probably best to just ignore me;)

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i had a hp agreement and it stated in the agreement how much i had to pay if i terminated the agreement at various intervals. What does your contract say ? is it regulated by the cca ?

 

The link that helford poste is helpful with regard to voluntary termination

Any advice I give, is given with the best intention of helping. I am not legally trained, so it is probably best to just ignore me;)

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