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Just a quick note, having looked through the CCA1974.


On the template letter it states in red at the top


Please ammend paragragh 1 to suit. ie s77 Fixed sum credit such as loans, s78 Running account credit such as credit cards & catalogues and s79 Hire agreements.


Surely the next line "I expect you to comply fully and properly with this request, within the statutory time limit. You are reminded that should you fail to comply with my request, the provisions of s.77(6) will apply." should also be changed accordingly to "s.77(4) for fixed sum, s.77(6) for running credit and s.79(3) for hire agreements".

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