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    • I'm after some advice before I fill in and return the section 172 "request for driver name and address".  I am the registered keeper of the vehicle stated . The alleged offence (Exceeding variable Motorway speed limit 68mph in a 60mph zone) was committed on 29/07/2020, the NIP is dated 31/07/2020.  On Wednesday the 29th July 2020 a friend and I were driving for a much needed break from South Wales to spend a few days in Yorkshire, we shared the driving for the 4.5 hour journey at just over an hour at a time each.  My problem is this, 1.I have no idea of the location or recollection of the place to which the police refer (M1 Northbound Duckmanton Derbyshire?)  and 2. I cannot say with any accuracy which of us were the driver at that particular time.  I have a clean driving licence and am usually very speed aware using the cruise control at most times. an offence for a mere 8mph on a motorway with everything that is going on at the moment seems extremely harsh IMO.   I would much appreciate if anyone could offer help / advice at what I should do next? Many thanks  🙁
    • Hello just asking,? I purchased a discount new cooker as it had cosmetic damage, paid £250 After a few days I noticed the fan never went off, I contacted the company and they finally collected the cooker and took it away, ( for 7 days) And fixed it,   It never seamt right? It steamed up in the clock panel and the oven door was mis-lined It had multiple dints in the sides Top panel missing on the door to stop food dropping in, Shelving didn’t fit well Then main fan started to rattle and tap   I put up with all this as it was *discounted Then one day whilst cooking we could smell a funny smell Turns out the wires had melted on the back of cooker I contacted the company again and it took a lot of phone calls to try and get the problem dealt with, speaking to several different staff....I wanted a refund or replacement I had had the cooker 6 months just! I asked for a refund or replacement    I contacted trading standards and citizens advice and they advised me what steps to take! Finally the company offered to replace the cooker, then later changed! As they explained that nothing came in to replace it they were too damaged! ( been told they buy at auction damaged) They wanted to look at the cooker and inspect the damage themselves, so I agreed they collected the cooker, No update, or communication I had to constantly chase them up Nothing was sorted out with 7 days we had no cooker, I threatened Trading standards were now involved Last thing on a Friday in June they rang to say I can collect the cooker it’s fixed!!!! I had expressed all along I didn’t feel safe using this cooker anymore with my family I didn’t want this cooker fixing again ( by whom) They started to blame me and said I should be grateful they aren’t charging me for the repair!   Still today in August this is not resolved  Trading standards have been useless  Citizens advice have told me to take them to small claims court!???? I have had to purchase another cooker  As I’ve been left without one.   I am in a vulnerable situation in life, Im a carer for my husband and have children and have no one to help me sort this mess out! I am struggling with making the county court claim ? What shall I do?   ( sorry for long message) ✨
    • The committee's report is pretty damning, isn't it? The Home Office refused to supply the scientific evidence it said its decisions were based on and you can possibly see Demonic's hand in this - he has form for ignoring select committees.
    • and that facts start to come out 'Inexplicable' failure to quarantine travellers to the UK made pandemic 'far worse', say MPs UK ‘almost unique’ in rejecting border checks in crucial March period – without scientific basis – as hundreds of infected passengers arrived every day   https://www.independent.co.uk/news/uk/politics/coronavirus-uk-quarantine-travel-cases-deaths-covid-a9653451.html   "Strikingly, it says the Home Office refused to set out any scientific advice to explain the “grave error”, despite repeatedly promising to do so – a stance attacked as “completely unacceptable”."   So even aside from not testing in any way people who returned: "Yvette Cooper, the committee’s chair, said the critical mistake was the decision on 13 March – 10 days before lockdown – “to remove all self-isolation guidance for travellers arriving in the UK”."   "The MPs also pour scorn on the Home Office’s argument that 99.9 per cent of arrivals are obeying requirements to quarantine for two weeks, finally introduced in June. They describe the claim, made by home secretary Priti Patel as “unreliable”, because it appeared to be based only a limited number of compliance checks made and three fines issued."       So not only did Johnsons cronies NOT make any efforts whatsoever to test people returning, and NOT properly check people were self isolating, they actually stopped telling returnees to self isolate for 10 days before the country was locked down as the number of epidemic infections exploded.   Wonder why?   "The committee’s inquiry heard that, in the crucial 10 days between scrapping isolation guidance and the lockdown, up to 10,000 infected people arrived."  
    • You can pay on the day of travel or by midnight the next charging day..   Appeal to TfL on the grounds that you have already paid within the allowed time and enclose proof of payment.
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
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Lowell and Hamptons

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I have previously posted about problems with lowell, see this thread. So I have sent them letters before asking for details of the debt, the debt is well over Statue Barred yet around this time every year I get a letter from some part of their group.

 

Todays letter is posted below,

 

scan0011-1.jpg

 

So this DCA has never ever answered any of my letters sent recorded delivery asking for proof of account and they simply ignore me for about 12 months to start again.

 

Any help and advice is appreiciated

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If it's Statute Barred send them this http://www.consumerforums.com/resources/templates-library/86-debt-collectors/599-letter-sent-when-debt-is-statute-barred and if they continue to pursue complain to Trading Standards as they will be in breach of OFT guidelines, see page 9 http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf


Anthrax alert at debt collectors caused by box of doughnuts

 

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Typical Clownells BS

 

Full of IFS, Maybes and what they May do


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Well this letter is now full of threats about charges against my property as a homeowner. they also sent me a statement of account today. This account is well over statue barred all letters sent to them by myself (recorded delivery) have been ignored and then a further 12 months down the line they start the ball rolling again.

 

scan0012.jpg

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Complain to Trading Standards via Consumer Direct http://www.consumerdirect.gov.uk/contact


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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17 Port & Maritime Regiment RCT

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All logged with Consumer Direct

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Both companies are known to chase statute barred debts, when will somebody wake up and realise the Debt Buyers and Sellers Group are villians and need closing down, all the directors should be barred from opening up other companies in the line and as for their pet 'solicitors for rent' there should be a special helpline set up where these abuses can be logged.

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Wheres James, He'll know what to do.......after all he does work for them.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hello! To continue the Lowells theme - can anyone explain to me why they would have searched my credit history at least TEN times in the past five months? The latest was 23 July (I had need to look at my credit report with Experian). Lowells have never sent me anything in writing, so clearly they haven't found what they think they're looking for. It's like they are lying in wait, ready to pounce! Is this quite a normal practice for this bunch of sleazeballs?

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Report them to the Information Commissioners office and ask to have all the searches removed from your file, they will be doing this to make sure you have a low score and they are 'alerted' to any type of credit you are applying for, anything from a new mobile phone to a new fridge....

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They did the same with my credit file & I don't have any debts let alone any association with those wassocks, unfortunately they are unrecorded searches otherwise I would have Andy's gonads on a plate but nevertheless I have made a complaint to the ICO.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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They did the same with my credit file & I don't have any debts let alone any association with those wassocks, unfortunately they are unrecorded searches otherwise I would have Andy's gonads on a plate but nevertheless I have made a complaint to the ICO.

 

Makes you think. There must be 40 millions plus credit records live on the CRA's database at the moment. Why make a search on a site team member of CAG ?

 

Is this a coincidence or do Lowells have access to your personal information?

 

I hope the ICO gets to the bottom of why the searches were made, as this does appear to be a clear breach of the DPA.


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Is this a coincidence or do Lowells have access to your personal information?
I know more about them than they'll ever know about me. ;)

 

It's all to do with a financial association a bank registered on my credit file, an association which does not and has never existed and is now also subject to an ICO investigation.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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Outrageous!! I will report them - my credit report should have been clear of problems, but it wasn't, and I wonder if this is why? Ten searches does seem just a tad over the top!!

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Wheres James, He'll know what to do.......after all he does work for them.

 

50P bet that he will not respond to this thread,quite selective on which thread to post his wisdom on is james. and if he did would claim that he works for lowell and NOT hamptons.:lol::lol::lol:


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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Ten searches is way beyond any lowlife explanation, not even they could fabricate a valid response to that (even if not read by you) Complain to the ICO is a definite must..

 

50P bet that he will not respond to this thread,quite selective on which thread to post his wisdom on is james. and if he did would claim that he works for lowell and NOT hamptons.:lol::lol::lol:

 

And I thought he was a she? Although he/she still hasn't come back clarify this VERY IMPORTANT matter, of utmost URGENCY, you MUST respond this won't go away you know James/Samantha!!


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Thanks for that, Bazooka Boo - this has really made me angry, and I wonder how many other people they do this to? I'm going to go on the ICO website right away.

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Since my last note, I've re-read my report, and it's actually FOURTEEN searches they've made since February!! They're going to have to really impress me with a reason for that little lot! Thanks for the link, Bazooka, I'll have a good look.

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I've tried to have a look for the reference to carrying out so many searches on one account, as usual can't blooming find it, BUT, the people to make the complaint to is the ICO and the CRA for allowing, yet again, their bosom buddies to carry out so many unjustifiable searches, bloody scandalous.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hear, hear, Bazooka! I've filled out the online form with ICO, ready to send off. I noted that on the Experian report it says that these numerous searches are not released to potential lenders, but I'm not convinced, I'm afraid. It doesn't excuse Lowell's behaviour, either. Clearly, the staff at Lowell have nothing better to do with their time! I wonder, too, if they do it just to be downright nosy - a former colleague used to go into the allegedly confidential personnel records and look up things about people when she was bored!! No one liked her, funnily enough......

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I have just sent off a letter of complaint to Lowell, asking why they have searched my record 14 times in the last 7 months, and asking them to stop doing it, or I will report them to the ICO (I've done that anyway!). I've asked them if they've confused themselves with a credit reference agency, and to reply within 7 days. My partner's not convinced that they'll cause us hassle, but I'm afraid I know better, so I'm prepared for some flak!

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I'll be very surprised if these undesirables will reply, they have to find someone who can read first!


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Ha ha! I had forgotten that, Bazooka!!

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