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    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi all,

 

I'm a bit behind with a wonga repayment and am being chased. I defaulted because of emergency repairs to the family vehicle and have tried to tell them that I currently have NO money to even last the month. They don't seem too good at responding to e-mails, but I thought I'd give it one more go/ Does this sound ok and should I copy in the famous Errol ?

 

Hi,

I have been in regular contact with you and last spoke to someone on 30/07/2010 regarding a payment plan.

I explained that I had less than a fiver in the bank at the moment, but said that I would try and arrange something over the weekend.

I have failed miserably but am quite willing to make the following arrangements. I will pay £10.00 immediately, direct to your bank as a token payment to show willing and get the plan started. I will then pay £xx.00 directly to your account on the 20/08, 21/09, 21/10, 19/11, 21,12 and 21/01/2011 to settle the debt. This will total £x00 which is considerably more than the original loan with reasonable interest.

I would expect interest and charges to be frozen once I have paid the £10.00 token, and also would expect you to add further interest and charges only if I missed a payment.

Please not that I am NOT trying to avoid payment, I have used you in the past and always paid on time or early. I note that you are a member of the FLA and would hope that you will deal with me in accordance with Section D1 of the Lending Code.

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Whoa, didn't mean the e-mail to look like that !!

 

Meant to say:

 

I have been in regular contact with you and last spoke to someone on 30/07/2010 regarding a payment plan.

I explained that I had less than a fiver in the bank at the moment, but said that I would try and arrange something over the weekend.

I have failed miserably but am quite willing to make the following arrangements. I will pay £10.00 immediately, direct to your bank as a token payment to show willing and get the plan started. I will then pay £xx.00 directly to your account on the 20/08, 21/09, 21/10, 19/11, 21,12 and 21/01/2011 to settle the debt. This will total £x00 which is considerably more than the original loan with reasonable interest.[/font]

I would expect interest and charges to be frozen once I have paid the £10.00 token, and also would expect you to add further interest and charges only if I missed a payment.

 

Please not that I am NOT trying to avoid payment, I have used you in the past and always paid on time or early. I note that you are a member of the FLA and would hope that you will deal with me in accordance with Section D1 of the Lending Code.

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Rashley, i think thats a very honest and well put together email. Like jamies states keep resending and put 2nd copy, 3rd copy etc till they respond. If you havent already set up a new account or report card as lost/stolen straight away otherwise when you do have some money in the account it will go and you may need this for essential living. Keep us posted on how your getting on

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Go Errol,

 

had a phone call to my mobile (at their expense !) about two hours after sending this, saying not to worry about the initial £10.00 just increase the 6 monthly payments to cover that. Interest and fees stopped.

 

Still waiting for that in writing though !!

 

Thanks for your help.

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