incorrect original account number

[itsalongwayback]

:???: good afternoon

 

Just after a quick piece of advice before contacting a dca to arrange a payment plan on a notice of asignment the original account number should be 16 digits long however they are only showing 13 digits and the same on the alleged covering letter from the original ceditor, both arrived in the same envelope.

 

is this notice of assignment valid

 

also there is no mention of cca on this notice

 

thanks

[PriorityOne]

Don't contact the DCA by phone.

 

The account could have been sold which would explain the different ref. number. How old is this account and who is the DCA?

[Deb T]

Also, is it Account Ref: or Account No:

[harrassed senior]

Not sure what you mean there is no mention of CCA on the Notice?

[itsalongwayback]

Hi

 

Its from a certain operation in Leeds

 

account number 13 digits (original account 16 digits)

acc type : BC

new ref NO.xxxxxxxx

 

Same details on letter alleged from OC and on DCA letter

 

Default 2 years ago

last statement 2 years ago

started 4 years ago

 

Thanks

[itsalongwayback]

sorry my mistake over cca reference was looking back at a notice from another account

 

Thanks

[PriorityOne]

Hi

 

Its from a certain operation in Leeds

 

account number 13 digits (original account 16 digits)

acc type : BC

new ref NO.xxxxxxxx

 

Same details on letter alleged from OC and on DCA letter

 

Default 2 years ago

last statement 2 years ago

started 4 years ago

 

Thanks

 

You're being very cloak and dagger about this...

 

The account is Barclaycard.. yes? If the DCA is in Leeds, then it could be in-house... Mercers or Calder Financial spring to mind.

 

If it's not one of these, please say. The only reason I'm asking you is because we know how some of them work.

[itsalongwayback]

sorry about being cloak and dagger

 

 

yes its bc

 

and the dca is lowell portfollio

 

Thanks

[PriorityOne]

sorry about being cloak and dagger

 

 

yes its bc

 

and the dca is lowell portfollio

 

Thanks

 

Ok... no worries.

 

Lowell are not in-house... so before you start thinking about repayment plans, send off a CCA request to see if they have the legal right to collect on it.

 

The template is on here, enclose a PO for the £1 fee (not a cheque) and don't sign it in the normal way.... do a "signature" in block capitals. just in case someone is tempted to scan it onto an "Agreement"..

 

Send off by rec. delivery, keep the receipt and wait. In the meantime, don't talk to them on the phone and if they try to reach you, hang up.

[itsalongwayback]

Thanks

 

for the responses so far will do so, somehow I think they will not have the doc's and will only send out a true copy am i right in saying its still 14 days for there response

[PriorityOne]

Thanks

 

for the responses so far will do so, somehow I think they will not have the doc's and will only send out a true copy am i right in saying its still 14 days for there response

 

Yes... 12+2 days (postage/delivery).... although in reality, if they produce it at any point afterwards, it can be re-enforced right up until the debt is stat-barred.