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REALLY REALLY URGENT - in court in 1 hour 15 mins

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Can anybody URGENTLY advise if the value of a county court claim can exceed the amount on the default notice - just spotted this when re-reading my paperwork - in Court at 12 noon today - about to set off but will check with my phone before I go in.

 

Thanks if you can help


Cabot - £7000 - can't provide docs :)

Red Castle/GUS - unenforcable - phoney docs:)

Halifax £2000 bank charges refunded 12/7/07:)

Halifax (round 2) - LBA 30/8/08 - £2500 back within 3 weeks

Nat West - £2,000 - WON offer dated 7th December 2009 (a week after the Supreme Court Ruling !!!!)

 

In progress

 

Yorkshire (hubby) - LBA sent, discussion reggarding hardship undertaken waiting to see what their plans are after Supreme Court Case

 

Capital 1 - SAR'd - typed docs provided not originals gonna play letter ping pong for a while

Halifax Visa - when I get a moment

Halifax personal loan - when I get a moment

 

If all these come to cash I'll be a millionaire (ish)

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I've sent a message to the site team for you, it's best to not leave stuff to the last minute, hopefully they will respond.

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A company needs to show how the amount was calculated and you need to insist upon seeing that breakdown if it differs from what's on the DN. If they're not asked for any documents, then it's an easy CCJ for them.

 

Have they supplied a copy of the Consumer Credit Agreement to prove they have the legal right to collect on this account? How old is the account?

 

Time is short here.... so all I can post are 2 v. important questions for you to raise when you get there (above). If the Judgement goes ahead, we can look into getting it appealed if they've gone ahead with defective evidence and/or lack of evidence to support their legal right to collect from you.... Hopefully the Judge will see this if you raise both issues as a concern.... and adjourn to allow time for docs. to be produced/examined.

 

Good luck when you get there today...., let us know how it goes.

 

:)

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Thanks everyone, I have my full defence but this is something that was literally spotted 5 mins before my thread was started. I w

as so used to looking at the blanked out spaces of my scanned in copies it never occurred to me that there might be a difference!!

 

Will let you know what happens when I come out :)


Cabot - £7000 - can't provide docs :)

Red Castle/GUS - unenforcable - phoney docs:)

Halifax £2000 bank charges refunded 12/7/07:)

Halifax (round 2) - LBA 30/8/08 - £2500 back within 3 weeks

Nat West - £2,000 - WON offer dated 7th December 2009 (a week after the Supreme Court Ruling !!!!)

 

In progress

 

Yorkshire (hubby) - LBA sent, discussion reggarding hardship undertaken waiting to see what their plans are after Supreme Court Case

 

Capital 1 - SAR'd - typed docs provided not originals gonna play letter ping pong for a while

Halifax Visa - when I get a moment

Halifax personal loan - when I get a moment

 

If all these come to cash I'll be a millionaire (ish)

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Sounds like they might have added charges on there... in which case, if there's a valid CCA.... they need to provide a breakdown of what those charges relate to.

 

If there's no valid CCA, then the Judge should tell them to go forth and find it....

 

Best of luck!! :)

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Good luck.;)


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Let us know how you got on:cool:


We live in an unmoderated country why should the net be any different?

Bring back free speech we miss it!

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Sorry not to respond sooner - only jsut seen it. How did you get on?


Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

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Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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