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    • Not sure about the lease read through all the documents i have and couldnt find anything about parking. Contacted the management Office to get a copy sent to me. When i complained to them about the ticket they told me to appeal so they clearly don't care.      and yes it's a gated underground parking area with key fob entry. 
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    • Oh and before bed   Officially leaked statements about a PHE report claiming that a UK study will say there is little evidence of children transmitting Covid.   Leakers stats look impressive until you realise he's on Johnson's SAGE so makes you think - huh - hows that then when all the science I've seen says different, and there are a number of reports of spreads in schools across the world from schools that had opened.   Then, little as the information 'leaked' is, you see   "largest studies in the world on coronavirus in schools" and then "The study was carried out in 100 institutions in the UK and is expected to be published later this year. About 20,000 pupils and teachers in 100 schools across England were tested to monitor the spread of the disease up to the end of the summer term – which runs from April-July in Britain."   Then you click. That averages 200 pupils and staff per 'institution' checked We dont know what these institutions are, but I think over 200 is the average for infants schools. Other schools tend to be FAR larger. Did they test everyone at each institution, or just some ??? we don't know yet - they are choosing not to leak that - Wonder why?   We currently understand that younger children (pre teenage) seem to present few/less symptoms  (statistically) but large increases in teenager covid has been reported as lockdowns ease and they start to meet more.   I know my OH's grandson (mother a nurse) has remained at school in classes one third or less that normal, with the majority of kids having front line worker parents - so well aware of the discipline and hygiene necessary. We know the schools maintain distancing, monitoring and maintenance which would be IMPOSSIBLE in normal class sizes.   So in a lock down situation, with class sizes significantly lower than normal (highly aware front-line workers kids mainly), increased distancing and cleaning made possible by SIGNIFICANTLY smaller class sizes - Has maybe resulted in no great evidence of covid spread perhaps?   Well Whoopy do. Lets ramp the class sizes back up to 30+ and see what happens ..     Lets let the mail lead the way Coronavirus infection rates are rising in ALL age groups under 65, Public Health England data shows with biggest surge in under-fives which 'should be watched very carefully' https://www.dailymail.co.uk/news/article-8615423/Coronavirus-infection-rates-rising-age-groups-65-Public-Health-England-data-shows.html     and the ONS stats showing how similar the stats are (a statistically significant  difference can be very little actual difference)   https://www.ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/conditionsanddiseases/articles/coronaviruscovid19infectionsinthecommunityinengland/july2020     Notes: These statistics refer to infections reported in the community, by which we mean private households. These figures exclude infections reported in hospitals, care homes or other institutional settings.  
    • i understand and agree you should write a formal letter of complaint about the email by royal mail.   i also think you should totally dispute the arrears balance, esp as it goes back so long   send them an sar and add to the text in it that you want statements/bills dating back to the gb energy a/c.
    • When you see the reports coming out that serco was involved from the earliest stages apparently to give expertise   and that resulted in 18 million plus people coming back into the UK untested from hotspots .. and then even the general advice to self isolate after they had travelled across the UK home being withdrawn in the run-up to the lock down   That went well says cummings      
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      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
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      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
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Lester Square

Oh No its started again ..DCA grrrr

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ive just noticed looking at one of the letters that philips are acting " on behalf of" lowells and dont actually "own" the alleged debt should I be getting in touch with lowells ?they have all my sar stuff and I thought theyd given up on me once they could see that I actually dont owe anything and that the debt is made up entirely of "charges" ?

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At my wits end and feel its going to get worse ....really stressed out and thats hours before the phonelines open and they start up with their days evil.

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Will you pleases please stop worrying about these cretins.

They have no legal powers whatsoever, take the steps Angry cat as suggested

If one of their monkeys turn up just tell them to leave they are trespassing.

Lester take charge of this situation.


I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

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Post removed.

Edited by zazen.warrior

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Will you pleases please stop worrying about these cretins.

They have no legal powers whatsoever, take the steps Angry cat as suggested

If one of their monkeys turn up just tell them to leave they are trespassing.

Lester take charge of this situation.

 

I know its just that I thought this was all over years ago.I followed all the advice on here about sar and cca to the letter dealing with lowells and never heard nothing again and then out of the blue all this.

As im sure you know,its just awful to have some aggressive bullying f*ckwit on the phone trying to threaten you to the point where you feel you cant answer it. I cant help it I actually feel like theyve "got in" :( . Thankyou for your reassurance .I DO appreciate it .

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If your last payment was over 6 years ago the debt is STATUTE BARRED and that's the end of it.

 

It's an OFFENCE for anybody to pursue a debt once it's statute barred and never mind throwing the book at them --you can chuck THE WHOLE LIBRARY back in their faces and they will have to bear the costs.

 

They can add a million quid a day charges to it and it wouldn't make any difference.

 

DO NOT ADMIT to the debt since this might be a guise in getting you to do something which stops the debt from becoming statute barred if it is shortly about to become statute barred.

 

You need to know when you last paid anything on this debt -- a SAR for 10 GBP is the best way to proceed on this one since this will have the date of last payment.

 

In any case CCA crappyquest / lowell or whoever the DCA is as well just for "nuisance value" as the chances are they won't have the paperwork available within the legal time period.

 

This will be a VERY WORTHWILE 1 GBP spent.

 

NEVER EVER get stressed out by these **** and bullies -- even if it goes to court a court can't make you pay what you don't have and finally these days the courts seem to be getting a little tired of antics from the DCA's.

 

Incidentally and "Bankruptcy" threats are also nonsense since this will cost THEM a lot of money and can only be done for debts over 750 GBP. The Court will take a dim view of this process being used as scaremongering tactics on smallish amounts of debts.

 

Cheers

jimbo

Edited by jimbo45

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Please stop with the .... .... it makes it very difficult to read. Thank you :)

 

If they do come to your door and refuse to leave you would be well within your rights to throw a bucket of water (or something) over them whilst you wait for the police to arrive in response to their 'breach of the peace.'

 

I hear you zazen ,no more .... :)

Thats just the thing though, expecting them at my door,its impacting on my enjoyment of my home and not that im bothered what the neighbours think ( trust me) but id have to deal with it all very publicly within the confines of a shared courtyard.

I feel like ive been invaded by some greedy thief. Surely they wouldnt be stupid enough to "refuse" to leave,like im somehow going to put my hand in my pocket and magically produce 600 quid that I dont owe them. Me,im still fed up about it all immensely and feel that ive had my quiet life taken off me. My phone went earlier and I wouldnt answer it, theres a way that makes you feel . It turned out to be a friend, im reduced to fielding my calls and having to phone folks back ,poor beyond belief.

If theyre that convinced I owe them money and that im a "wont pay", why dont they just take me to court ? Thats actually something id love to ask them.

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If your last payment was over 6 years ago the debt is STATUTE BARRED and that's the end of it.

 

It's an OFFENCE for anybody to pursue a debt once it's statute barred and never mind throwing the book at them --you can chuck THE WHOLE LIBRARY back in their faces and they will have to bear the costs.

 

They can add a million quid a day charges to it and it wouldn't make any difference.

 

DO NOT ADMIT to the debt since this might be a guise in getting you to do something which stops the debt from becoming statute barred if it is shortly about to become statute barred.

 

You need to know when you last paid anything on this debt -- a SAR for 10 GBP is the best way to proceed on this one since this will have the date of last payment.

 

In any case CCA crappyquest / lowell or whoever the DCA is as well just for "nuisance value" as the chances are they won't have the paperwork available within the legal time period.

 

This will be a VERY WORTHWILE 1 GBP spent.

 

NEVER EVER get stressed out by these **** and bullies -- even if it goes to court a court can't make you pay what you don't have and finally these days the courts seem to be getting a little tired of antics from the DCA's.

 

Incidentally and "Bankruptcy" threats are also nonsense since this will cost THEM a lot of money and can only be done for debts over 750 GBP. The Court will take a dim view of this process being used as scaremongering tactics on smallish amounts of debts.

 

Cheers

jimbo

thanks for that jimbo :). Can I just quote you a second . "Even if it goes to court ", I honestly would rather have it dealt with by a court than the swines that are dealing with it right now.I feel that a court would find in my favour ( or at absolute worst make me pay a minimal monthly amount from my benefit) and thats why theyre not getting on with taking me there. Does that sound about right ?

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Look we keep going over the same thing here.

Is the debt statued barred or not?

You just keep finding reasons to panic.

If someone knocks at your door and I very much doubt they will pass them the letter through the letterbox and tell them to F.O.

Why do you want to go to court and pay a debt that is SB?

If you want to pay it make them an offer of a sum that you can afford if that is £1 a month so be it.

Just please stop repeating the same thing every time someone advises you.

Follow the advice given.


I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

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Look we keep going over the same thing here.

Is the debt statued barred or not?

You just keep finding reasons to panic.

If someone knocks at your door and I very much doubt they will pass them the letter through the letterbox and tell them to F.O.

Why do you want to go to court and pay a debt that is SB?

If you want to pay it make them an offer of a sum that you can afford if that is £1 a month so be it.

Just please stop repeating the same thing every time someone advises you.

Follow the advice given.

 

I actually dont think its statute barred ,if it was id just tell them to foxtrot oscar its 3 and a half years since I last heard anything about this ( lowells ) but Iwrote and told them then that I didnt acknowledge any debt to them and did the sar thing at which point I never heard another thing off them.I dont quite know when or who I last made a payment to , I was passed round like an abused child for a bit.

Sorry about the panic thing but I suffer from mental health problems and I do have anxiety/panic attacks, I wish I didnt but I do :(. Will be sending philips a "disputed account " letter in the morning and telling them I have made an sar request to capital one .Thanks.

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...but I suffer from mental health problems and I do have anxiety/panic attacks, I wish I didnt but I do

 

If that is the case, you should include within your letter that, you are familiar with the;

MALG Guidelines on Good Practice.

  • Haha 1

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