Jump to content
  • Tweets

  • Posts

    • Not sure about the lease read through all the documents i have and couldnt find anything about parking. Contacted the management Office to get a copy sent to me. When i complained to them about the ticket they told me to appeal so they clearly don't care.      and yes it's a gated underground parking area with key fob entry. 
    • The coronavirus pandemic has thrown many countries into recession - but what exactly is it and how could it affect you? View the full article
    • Oh and before bed   Officially leaked statements about a PHE report claiming that a UK study will say there is little evidence of children transmitting Covid.   Leakers stats look impressive until you realise he's on Johnson's SAGE so makes you think - huh - hows that then when all the science I've seen says different, and there are a number of reports of spreads in schools across the world from schools that had opened.   Then, little as the information 'leaked' is, you see   "largest studies in the world on coronavirus in schools" and then "The study was carried out in 100 institutions in the UK and is expected to be published later this year. About 20,000 pupils and teachers in 100 schools across England were tested to monitor the spread of the disease up to the end of the summer term – which runs from April-July in Britain."   Then you click. That averages 200 pupils and staff per 'institution' checked We dont know what these institutions are, but I think over 200 is the average for infants schools. Other schools tend to be FAR larger. Did they test everyone at each institution, or just some ??? we don't know yet - they are choosing not to leak that - Wonder why?   We currently understand that younger children (pre teenage) seem to present few/less symptoms  (statistically) but large increases in teenager covid has been reported as lockdowns ease and they start to meet more.   I know my OH's grandson (mother a nurse) has remained at school in classes one third or less that normal, with the majority of kids having front line worker parents - so well aware of the discipline and hygiene necessary. We know the schools maintain distancing, monitoring and maintenance which would be IMPOSSIBLE in normal class sizes.   So in a lock down situation, with class sizes significantly lower than normal (highly aware front-line workers kids mainly), increased distancing and cleaning made possible by SIGNIFICANTLY smaller class sizes - Has maybe resulted in no great evidence of covid spread perhaps?   Well Whoopy do. Lets ramp the class sizes back up to 30+ and see what happens ..     Lets let the mail lead the way Coronavirus infection rates are rising in ALL age groups under 65, Public Health England data shows with biggest surge in under-fives which 'should be watched very carefully' https://www.dailymail.co.uk/news/article-8615423/Coronavirus-infection-rates-rising-age-groups-65-Public-Health-England-data-shows.html     and the ONS stats showing how similar the stats are (a statistically significant  difference can be very little actual difference)   https://www.ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/conditionsanddiseases/articles/coronaviruscovid19infectionsinthecommunityinengland/july2020     Notes: These statistics refer to infections reported in the community, by which we mean private households. These figures exclude infections reported in hospitals, care homes or other institutional settings.  
    • i understand and agree you should write a formal letter of complaint about the email by royal mail.   i also think you should totally dispute the arrears balance, esp as it goes back so long   send them an sar and add to the text in it that you want statements/bills dating back to the gb energy a/c.
    • When you see the reports coming out that serco was involved from the earliest stages apparently to give expertise   and that resulted in 18 million plus people coming back into the UK untested from hotspots .. and then even the general advice to self isolate after they had travelled across the UK home being withdrawn in the run-up to the lock down   That went well says cummings      
  • Our picks

    • Curry’s cancelled my order but took the money anyway. Read more at https://www.consumeractiongroup.co.uk/topic/423055-curry%E2%80%99s-cancelled-my-order-but-took-the-money-anyway/
      • 11 replies
    • Father passed away - Ardent Credit Services (Vodafone) now claiming he owes money. Read more at https://www.consumeractiongroup.co.uk/topic/423040-father-passed-away-ardent-credit-services-vodafone-now-claiming-he-owes-money/
      • 9 replies
    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 6 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
GmStyle

Help: Statute barred/Statutory Demand

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3666 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi everyone,

I have lurked in this forum for a while and must congratulate all of you on alot of very useful advice, however, I now have a problem that I cant seem to form defence against by piecing threads together, and would greatly appreciate some more direct advice.

 

I like alot of people on here, got myself into a little financial trouble as a youth. With loans, overdrafts and credit cards, now this is a distant past, so distant in fact that I am sure its all statute barred.

 

My problem is that my credit report is useless as DCA's seem to be making up data/changing dates etc, and I have just recieved a statutory demand from crapquest for a credit card debt. I dont know how to respond, im sure the debts statute barred, but have no evidence but my own memory for that. But probably still need to get this set aside, but am unsure how to as the debt by description is unenforcable, and does not seem to fall into my interpretation of the criteria to get it set aside.

 

Any help/guidance would be appreciated, Thanks.

Share this post


Link to post
Share on other sites

Firstly you need to get it set aside, stat barred is a complete defence.

Is the SD from B Daviis by any chance


I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

Share this post


Link to post
Share on other sites

Thanks for the fast reply, yes Barry Davis it is, had dealings with him before then?

Just wondered, Can i just state statute barred to the court without prior notification to crapquest, or should I send them the template as well?

Share this post


Link to post
Share on other sites

has there been a period of 6 years during which no payment or acknowledgement of the debt has been made, 5 years in Scotland


I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

Share this post


Link to post
Share on other sites

Are you sure its statute barred? Have there been any CCJ's on the debt that might affect the SB status of it?


Advice given is my opinion only, I am not a legal or financial expert (far from it).

Share this post


Link to post
Share on other sites

No CCJs have been issued, I have quite literally forgot about this debt since feb 2004, when i paid one payment to a debt management company, who then informed me that the first three months payments would cover there costs in which case I stopped paying and told them too do one. And my original delinquace was alot longer before that. That is the only possible money or admission they have had from me for probably 7.5 years, and that counts on the the debt managment company actually doing anything about it considering they got one payment, and were told to do one.

So I would say i am pretty much certain it is. Could the debt management company for whatever reason affect the SB status, 6.5 years ago?

Share this post


Link to post
Share on other sites

No, as long as there is a clear period of 6 years with no payment or written acknowledgement, then it is definitely Stat Barred and nobody can change that.

Share this post


Link to post
Share on other sites

Just out of curiosity, could the debt managment company, make a token payment very late out of that first and only payment, to cover there arse so to speak. Could this have been made say 6 months later, and be seen as me paying or acknowledging even thou my actions took place 6 months prior?

Sorry if it sounds confusing, just trying to cover myself.

Share this post


Link to post
Share on other sites

Is this the first communication you have had from crappy? because if so I am sure your full defence would be no knowledge of this alleged debt?

 

You could also send a CCA request which allows them 12+ 2 days to come up with an enforceable Agreement, so if they don't (probably wont) then that becomes your full set aside reason


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

Share this post


Link to post
Share on other sites

Yeah had communication, but nothing ever happens.

They keep on saying a collector will call, and they never do, and then send me letters saying he tried and could not get me. And it has continued in such a circle for years?

How does the CCA work? would it affect statute barred status? I know it probably doesn't. And what about setting aside is there not an 18 day time limit to apply, could the cca not be cutting it close.

 

I dont mean to question and really appreciate the info, I just like to understand my position.

Share this post


Link to post
Share on other sites

Nothing can change a statute barred status, not even a court


DCA's - they have the same power as an infinite number of untrained chimps working on a script for Hamlet, but the chimps would probably at least get it right :D

Share this post


Link to post
Share on other sites

You definitely do need to start the ball rolling on the Set Aside, that is the most important thing of all.

Share this post


Link to post
Share on other sites

A CCA request sent today would have 12 + 2 days before the Account goes into dispute, so would be cutting it fine, but it would also alert crappy that you are not going to take this 'lying down' so to speak.


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

Share this post


Link to post
Share on other sites

of course you could also send a LBA which could alert them to a point of panic;)


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...