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fearny29

Received Letter From Bryan Carter Solicitors about £675 debt with Money Shop

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Hi All

 

I received a letter from Bryan Carter Solicitors to do with a £675 debt with The Money Shop.

 

I just wondered what the next step is I should do. Should I admit the debt or what?

 

The debt is only about 1 year old.

 

Next Step would be so appreciated.

 

Thanks

 

Lee

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Hi,

 

I'll move this thread to a more appropriate Forum.

 

Regards.

 

Scott.


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Unfortunately I am not familiar with this company, but I would guess that you will have to come to a payment agreement with them.

 

If they ask for your Income and Expenditure, they are not entitled to this information. You will have to decide realistically how much you can afford and be able to maintain.


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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Guest Cartaphilus

If they are the Money Shop I just looked up, then pay day loans.

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These loans are covered by the CCA 1974. You could request a CCA and see what they came up with.


“We believe Capital One Law takes privilege over UK Law” – Sven Lagerberg – Capital One.

-----------------

By supplying ALL the documents WILL NOT answer your questions but by supplying a SELECTIVE few will. – Jayne Sheenan – HSBC

------------------

Separate requests with a fee should be made to ALL relevant Data Controllers in an organisation. - Jayne Sheenan – HSBC

------------------

Our t&c's overrides ICO guidelines when reporting to CRA's - Karon A Bullock - Capital One

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Demand the paperwork and if they send it make sure its enforceable. If they don't send you anything or the paperwork's incomplete you tell them to go away. Simples!

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Demand the paperwork and if they send it make sure its enforceable. If they don't send you anything or the paperwork's incomplete you tell them to go away. Simples!

 

Brainf@rt is also not too good when service POC, should it ever comes to such a point. I have a case with them invloved at the moment. They send the 1st letter, about a month about later, one recorded and again a month later that they have filed a Court Action.

 

In another case it was just the first letter and the DCA's took a hike after that!


“We believe Capital One Law takes privilege over UK Law” – Sven Lagerberg – Capital One.

-----------------

By supplying ALL the documents WILL NOT answer your questions but by supplying a SELECTIVE few will. – Jayne Sheenan – HSBC

------------------

Separate requests with a fee should be made to ALL relevant Data Controllers in an organisation. - Jayne Sheenan – HSBC

------------------

Our t&c's overrides ICO guidelines when reporting to CRA's - Karon A Bullock - Capital One

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Demand the paperwork and if they send it make sure its enforceable. If they don't send you anything or the paperwork's incomplete you tell them to go away. Simples!

 

Is it the actual loan and not the payday ones? I actually do have an original Credit Agreement from the Moneyshop which I can post. To me it look enforceable.

 

I tooked out a loan with them and then went into DMP, then moved on to a Debt Reduction company (now also past tense) and haven't heard from them at all!! They did receive a number of CCA request but failed to response.

 

I am just putting it here to share my experiences with both the Money Shop and Brianf@rt, should it be of any help.


“We believe Capital One Law takes privilege over UK Law” – Sven Lagerberg – Capital One.

-----------------

By supplying ALL the documents WILL NOT answer your questions but by supplying a SELECTIVE few will. – Jayne Sheenan – HSBC

------------------

Separate requests with a fee should be made to ALL relevant Data Controllers in an organisation. - Jayne Sheenan – HSBC

------------------

Our t&c's overrides ICO guidelines when reporting to CRA's - Karon A Bullock - Capital One

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