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      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
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Guest HeftyHippo

Can DCA instruct solictors for proceedings?

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Guest HeftyHippo

If there has not been an assignment can a DCAlink3.gif instruct solicitors "in contemplation of court proceedings"?

 

It has been my understanding that as they are merely hired hands, they cannot initiate proceedings.

 

I have a DCA who has admitted there is no assignment (there hasn't even been confirmation of their appointment by the lender), but the DCA is making lots of threats and has sent one solicitor letter.

 

I am holding out until the lender confirms the appointment of the DCA because several times they have moved the account to different DCAs without informing me and I have no wish to start discussing something with an unknown just for another to pop up and start again.

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Are you sure its a real solicitor and not just another form of harrassment from them?

Check their credentials

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It is my understanding that the OWNER of the debt is the only one who can instruct solicitors to issue a claim form.

 

A DCA can "advise" their client... the original owner... to start litigation..

 

Who is the DCA/Solicitor ?


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Guest HeftyHippo

ARC and T mun

 

I appreciate what you say that they can 'advise' legal action, but they are clearly stating that they are considering legal action.

 

Its my understanding that as ARC dont have any assignment, they cannot make a claim, so I want to complain about both them and ARC making untrue or at the least misleading statements

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