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    • That was the date the email was received from them
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HP agreements and underwriting sheets!

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I hvae recently sent of a request to BCT to provide be with their underwriting sheet, that i believe they hold.


Can someone please shed a bit of light on this situation for me??


If there has been an element of underwriting i.e paying installments to the dealer or the agent etc - what exactly does this mean, as in, what are my rights and what am I entitled too??


Thanks all.



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trying to get the underwriting sheets is like getting the holy grail


you may need to submitt a cpr 31.16 request for disclosure


is commission payments have been made on the sale of the vehicle to a dealer, or commission on insurance extras, and these payments have not been disclosed to you,


it will invalidate the agreement




wilson v hurstanger

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  • 1 month later...

Good afternoon all....Sorry for taking a while to post, been very busy.


Ok, I finally got round to sending the request to British Credit Trust regarding the underwriting agreement...as this is being handled by the solicitors, I in the end got a response from them.


It goes like this;


Dear Sir


British Credit Trust Limited


We refer to your letter of the 12th August 2010 to our client direct, copy attached. In the first instance please note that because of the ongoing litigation against you all correspondence should be addressed to us rather than the client.


The request you make is ill founded. The matters to which you refer are entirely a matter for our client. Accordingly, your request is refused.


We trust that this clarifies our client's position.


Your faithfully.


Blahblha solicitors.



Ok, with this is mind, can anyone suggest what my next step should be????

Many thanks all.


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  • 2 weeks later...

ok then


typical response


pm me if you need to,


how did you word your request for the underwriting sheets


did you mention cpr 31.16


by the way


i have a bct underwriting sheet we can use to show they do do commission payments to the court if needed:roll:


what litigation stage are you at

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  • 2 weeks later...

Sorry for the late reply, been away for work again - working on the rigs atm!!!! My court eharing is on Tuesday 5th October, so next week.


Havent got a copy of the letter to hand - however, it was one I used of here - of which in the second paragraph it refers to cpr 31.16.


I really need to be as prepared as possible for next week - so any help and advice would be great. I also yesterday received the response to my defence, along with the astronomical bill the solicitors are trying to charge for their so-called work.





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Thanks for the post - 42man. Thats is very interesting reading indeed. I have my trial at CC next week - so am intending on bringing up the issues then.


Postggj - did you get my PM??


Thanks all, MrA

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Any extar help regarding this would be greatly appreciated.


Postggj, could you possibly send me a copy of the underwriting agreement for BCT that you have???

Or if anyone else has one that would be great.





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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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Quick update everyone - the trial didn't go ahead and has been put back to the 3rd Nov. Not sure why tbh.


So if anyone who is savvy with regards HP agreement etc wouldn't mind commenting on my thread below with reagrds to the agreement itself - I would be very grateful.





Mr A

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