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HP agreements and underwriting sheets!


mranother
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I hvae recently sent of a request to BCT to provide be with their underwriting sheet, that i believe they hold.

 

Can someone please shed a bit of light on this situation for me??

 

If there has been an element of underwriting i.e paying installments to the dealer or the agent etc - what exactly does this mean, as in, what are my rights and what am I entitled too??

 

Thanks all.

 

MrA

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trying to get the underwriting sheets is like getting the holy grail

 

you may need to submitt a cpr 31.16 request for disclosure

 

is commission payments have been made on the sale of the vehicle to a dealer, or commission on insurance extras, and these payments have not been disclosed to you,

 

it will invalidate the agreement

 

google

 

wilson v hurstanger

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  • 1 month later...

Good afternoon all....Sorry for taking a while to post, been very busy.

 

Ok, I finally got round to sending the request to British Credit Trust regarding the underwriting agreement...as this is being handled by the solicitors, I in the end got a response from them.

 

It goes like this;

==============================================================

Dear Sir

 

British Credit Trust Limited

 

We refer to your letter of the 12th August 2010 to our client direct, copy attached. In the first instance please note that because of the ongoing litigation against you all correspondence should be addressed to us rather than the client.

 

The request you make is ill founded. The matters to which you refer are entirely a matter for our client. Accordingly, your request is refused.

 

We trust that this clarifies our client's position.

 

Your faithfully.

 

Blahblha solicitors.

=================================================

 

Ok, with this is mind, can anyone suggest what my next step should be????

Many thanks all.

MrA

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  • 2 weeks later...

ok then

 

typical response

 

pm me if you need to,

 

how did you word your request for the underwriting sheets

 

did you mention cpr 31.16

 

by the way

 

i have a bct underwriting sheet we can use to show they do do commission payments to the court if needed:roll:

 

what litigation stage are you at

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  • 2 weeks later...

Sorry for the late reply, been away for work again - working on the rigs atm!!!! My court eharing is on Tuesday 5th October, so next week.

 

Havent got a copy of the letter to hand - however, it was one I used of here - of which in the second paragraph it refers to cpr 31.16.

 

I really need to be as prepared as possible for next week - so any help and advice would be great. I also yesterday received the response to my defence, along with the astronomical bill the solicitors are trying to charge for their so-called work.

 

Cheers,

 

MrA

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PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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Thanks for the post - 42man. Thats is very interesting reading indeed. I have my trial at CC next week - so am intending on bringing up the issues then.

 

Postggj - did you get my PM??

 

Thanks all, MrA

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Very best of luck....do let us know how it goes...

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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Bump.

 

Any extar help regarding this would be greatly appreciated.

 

Postggj, could you possibly send me a copy of the underwriting agreement for BCT that you have???

Or if anyone else has one that would be great.

 

Thanks,

 

MrA

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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Quick update everyone - the trial didn't go ahead and has been put back to the 3rd Nov. Not sure why tbh.

 

So if anyone who is savvy with regards HP agreement etc wouldn't mind commenting on my thread below with reagrds to the agreement itself - I would be very grateful.

http://www.consumeractiongroup.co.uk/forum/showthread.php?238713-mranother-v-BCT-HP-Agreement-Court-filed.&p=3151987&highlight=#post3151987

 

Cheers,

 

Mr A

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