Jump to content


  • Tweets

  • Posts

    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

DVLA CCJ consent order - what????


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4797 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I am hoping someone can help me - so far ive tried about a million forums, the CAB and even motoring solicitors and noone seems to understand what i need to do!??!

 

History:

 

The original offence is for late licence for a car i owned for 3 weeks and then got scrapped - i paid the fine and thought nothing of it. Then in Oct 05 i get a letter from northampton CC via dvla about a late licence penalty not being paid - i wrote back to NHCC with my defence ( i paid it!) and i heard nothing more about it.....

 

Little did i know that DVLA begged to differ, so started proceedings and referred the matter onto the Sidcup enforcement office and Central London CC. Now somewhere between CLCC and Sidcup enforcement, the address had been (comedically) mis-typed.

 

Result - i never recieved the summons, and therefore my day in court. Found guilty in my absence, and CCJ slapped onto my record with £100 outstanding.

 

Fast forward 5 years when i want to apply for a mortgage.CCJ is affecting my credit now so i want it off!

 

So i called CCLC found out it was DVLA, phone DVLA, get passed around to 4 different call centres as even THEY dont know what it relates to start playing 'guess the reg of a car you owned for 3 weeks 5 years ago' game... ended up FAXING dvla asking them to investigate, hey presto, Bournemouth come back to me with the car reg and offence.

Once again i investigate and confirm with CCLC the incorrect address and call the DVLA back as i have heard they can take the CCJ off without it going through the courts. Eventually got through to a nice prosecutor at Sidcup, who advised me to look up a tomlin order/consent order which would state as long as i paid the outstanding amount, and didnt persue costs the dvla would agree to a set-aside.

 

But im a bit confused ! Not the SAB or the solicitor have heard of a tomlin order/consent order being used in this fashion. and im a bit confused as to what to write on it, and after its been agreed HOW does the CCJ come off? do i make it removed by DVLA or do i have to apply for a set-aside???????

 

Im hoping someone/ANYONE can give me even a teensy bit of advice on this as i am really stumped!

Link to post
Share on other sites

Irrespectve of who does it, a set aside will remove the CCJ, as it re-runs the action. If the DVLA do it, it doesn't cost you anything, they then advise the court that they will not pursue the action and the matter ends. The DVLA have no powers to remove a CCJ without going to court, it MUST be a court-driven process. Becasue of DVLAs error, you have been disadvantaged, so there is a good chance you MAY be in a posaition to seek redress for their error, but it requires the court to be sympatheric to your situation. Do bear in mind, the CCJ had only 12 months or less to go before it is not displayed on your credit file.

Link to post
Share on other sites

wow - THANK YOU!!!

 

So, the prosecutor told me to send a Tomlin/consent order to the court, as they are cheaper than an N244 - i am wondering why he didnt tell me to just get a set-aside and not chase the case for re-opening? I just want to do the right/quickest thing to get the CCJ removed but i dont want to pay £75 for the set-aside and £40 for the tomlin order - i was hoping the tomlin order would be able to both set-aside and remove the CCJ?

 

 

The CCJ was added 01/2006 so it still has 1 year and a half to run and i an expecting to apply for a mortgage in the next 3 months. to be honest i would rather just pay the money ( even though ive paid once! ) to get the CCJ taken off, and not bother with redress/etc as i have been able to obtain good credit in the past, but since the downturn, lending is harder/less.

Link to post
Share on other sites

Tomlin is alien up here (it is only a process available in English Courts). However try as I might, I cannot see how it helps you, as it will not remove the pre-existing CCJ. Only a set-aside has the mechanism to do this. Incidentally, have yo checked your credit file? They don't always show up, so you may be worrying needlessly.

 

Here's some additional reading on the matter of Tomlin: Tomlin: a guide to use and abuse | The Law Gazette

Link to post
Share on other sites

Its also known as a consent order - as far as i can tell, it just 'stays' the judgement ( what is staying it anyway?) under the terms ( i pay and dont claim for costs, the dvla agree for CCJ to be removed ) and nothing more comes of it. its not a court order as such but more of an agreement between parties.

 

I just called the DVLA prosecutor again to clarify - he said the following

1. the ccj can be deregistered/deleted/set aside in a tomlin order as long as it is in the terms of a tomlin order

2. i draft the order, pay the fine, and send to dvla, dvla then sign it and send it back to me, i then send to the court, the court then 'make the terms so' and remove my ccj.

 

sound right to you? im still rather worried, Yes ive checked my credit file - its on equifax, but not on creditexpert which is why i have missed it for so long!

Link to post
Share on other sites

'Staying' means no further action can be taken on the matter - but in your case, the damage has already been done. As they suggest, Tomlin will have to explicitly require the removal of the CCJ but I don;t have enough experience in English Law to advise on the suitability of this course of action over another. The process sounds reasonable, but if in your shoes, I'd certainly document seperately would dealings with the DVLA and their suggestions, so if something goes wrong, you can identify where and point the finger if need be!

Link to post
Share on other sites

well i have the name of the prosecutor at sidcup enforcement and copies/names of the people ive faxed at bournemouth, so ill go ahead and give this a try i guess!

Link to post
Share on other sites

how does this look?

 

UPON THE APPLICATION OF THE PARTIES

 

  1. $MYNAME $MYADDRESS $MYOLDADDRESS
     
     
  2. DVLA Sidcup Enforcement Centre, $THEIRADDRESS
     
     
    BY CONSENT
    IT IS ORDER THAT
     
    1. The proceedings herein be stayed on the terms set out in the Schedule, save for the implementation of those terms, for which purpose there be liberty to apply.
    2. $MYNAME to pay the sum of £100 pounds to DVLA Sidcup Enforcement centre within 7 days of this Order

 

    3. the CCJ held for $MYNAME under claim number $CLAIMNUMBER be removed/deleted/deregisterd from credit file by the court within 14 days of this order
    4. No costs shall be awarded to either party and both parties agree not to pursue costs against the other.

signed claimant

signed defendant

Link to post
Share on other sites

Courts do not deal with credit files. The CCJ needs to be 'deleted' from the public record, which is maintained by Registry Trust Ltd (who then sell on the data to the CRAs). Perhaps someone with more hands-on knowledhe of the E&W system can advise how best to ensure this is processed correctly (and RT advised to update their records).

Link to post
Share on other sites

  • 7 months later...
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...