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    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
    • I would say You should accept it - I HIGHLY doubt you will  be able to claim for letters at trial ans they’re offering you that, which is higher monetary value than interest.   Also they raise a good point, getting interest at anything above 4% is lucky these days, yes judges give it, but rarily above 4%   Also you might find depending on the judge  you don’t get some costs if you take it all the way over £7.40 when court woukdnt award letters costs and thus meaning their award would be less than evris offer which was made    Up to you though but the wait will be 3-4mo for a trial date at least
    • Hi Folks, Been 162 days! Just by way of update. Today I received a text from Opos Ltd so no doubt Capquest are renting the debt out to anybody who fancies a nibble. Safe to say I will not be responding.
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lowell chasing o2 debt from 2007 please help


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hi ,

 

3 weeks ago i received a letter from red and lowell saying i owed them 399.20 from an o2 debt i am alleged to to have had,

 

i told them i knew nothing about this and to provide me with all the relative documentation in regards to this.

 

today i have received a letter from them saying i still owe this money and a computer print out of something

 

i can not make head or tail of ,there is nothing with my bank details on or anything like an agreement just this print out .

 

i have attached it for it to be viewed.

 

thankyou in advance for anyone who can help in regards to this issue

lowell.jpg

Edited by dazzaman12
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Hi,

My thoughts. Did you have an account with O2?

Was it terminated?

Did you owe anything upon termination?

 

That screenshot means absolutely nothing. They could quite easily stick my details on it.

 

If you rang them, don't do it again. All communication in writing and by recorded delivery

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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You could send a SAR to O2 which would cost you £10 but should get you all the documentation that O2 hold on you.

 

This would or should show the actual debt with no 'charges' etc. added and show when you last paid and how the alleged debt arose.

 

If you go down that route, they (O2) have 40 days in which to supply the documentation, and you could send Lowell/Red the 'in dispute' letter.

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thanks Harrassed Senior

 

when i spoke to lowell disputing this issue they said they were contacting o2 to get all documentation

and provide me with the proof ,and as you can see this is what they have come up with

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Lowlifes proper chancers, I wouldn't waste my time contacting them, not only can they not read or write they spend all of their time on conumer websites trying to learn consumer law......**BB waves to guests**

 

It's amazing, all you have to do is put Lowell as your heading, and it attracts more guests than registered users..

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I don't think Lowells are very busy at the moment, so they have to come on here to pass away the time. :p

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I would ignore them from now on. They are phishing for some mug with the same name as the debtor.

 

The only time to reply is if they try to take you to court.

 

Check your credit file just in case they have been stupid enough to mark your file wrongly

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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hi everyone and thank for replies ,im posting the letter i recieved from them as i have just noticed it says that nil balance is shown on statement as o2 removed account from their system.

all advice is welcome thanks

003.jpg

Edited by dazzaman12
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Hi dazzaman

Can I suggest you remove the letter in the post above and repost with the ref number removed . . don't want any one to be able to link your thread in ;)

R

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

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Tut tut, lowlifes fabricating mobile phone debts again!

 

If you've not had a contract with O2, less for PAYG, then ignore these idiots, I would be more than happy to get some of their deforestation through my letterbox, I'd certainly will them to put me in front of a DJ so I could counter sue for damages, they really are the laughing stock of the DCA world.

 

Ensure you keep a diary of events, keep all their pre school letters & envelopes, and each time they make contact with you, make a new complaint about them to the OFT/TS via Consumer Direct - Contact us

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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thanks everyone ,so am i right in thinking that as they have said in the letter i have posted here (o2 have deleted the account from their system )that this lowell company have made it all up and harrasing me for no reason?

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before a debt is sold, O2 would have set the account to zero. This doesn't mean the debt has been written off, it just means that O2 have cleared it from their books so they can get tax relief on it. Then they flogged it.

 

All the Leeds Losers are doing is finding lots of people with the same name and sending multiple letters in the hope someone bites.

 

Keep any letters they send (and envelopes) just in case they try to get legal with you.

 

You could ignore it or you could WRITE and tell them they have the wrong person

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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You could ignore it or you could WRITE and tell them they have the wrong person

 

But where would the fun be in telling them that they have the wrong person SF??;)

 

String them on for as long as possible I say, the more time they spend chasing an educated CAGger the less time they have chasing and intimidating someone less fortunate...

 

It's quite clear to me, if you have never had a contract phone with O2, and only PAYG, then there is no way you can have racked up this bill, they clearly do have the wrong person, and contacting them even in writing, only encourages the little darlings..

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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hi guys ,just to keep you posted

 

heard nothing from lowells yet i do have a question though .

 

if o2 have deleted this alleged account im supposed to have ,

wont it be a waste of time sending £10 for all the info and agreement they are supposed to have

and if so how do i prove its nothing to do with me,

 

because if the so called break down lowells sent me (the one i posted on here)

 

is all they can manage to sum up from o2 i dont see how or why they can proceed in pestering me

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O2 would have to keep details of the account for about 6 years after the closing of the account however, if it isn't your debt, they won't release information to you as they have to abide with the Data Protection Act.

 

I would just stick with the prove it letter or just telling the idiots that they have the wrong person

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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thanks for all your help everybody ,you guys and this site have been brilliant i will be telling everyone i know where to come from now on if ever they get hassled by incompitant companies.

my partner just wanted me to pay them she said companies like these (DCA) dont make mistakes so im glad you guys are here to give advice

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DCA's are incredibly incompetent and should be in the dictionary under the word 'incompetent'.

 

They like to believe they have some sort of superior knowledge or intelligence others don't have, which is why they talk to people like they do, with that air of superiority and know-it-all attitude, when in fact all they really know can be written on the back of a stamp.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 2 weeks later...

hi everyone,recieved a letter this morning saying i have been offered numerous opportunities to resolve this alleged debt and they are giving me another 5 days to pay up.

they still havnt proved the debt is mine other than the paper i posted on here and as you say it could be anyones there is no hard evidence on it .

is there any letter i can send them as its begining to get on my nerves now all this pestering ,why cant they understand i havnt had a contract with o2

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another thing that i also find funny is ,how they always state you must reply within 5,7,14 days of the date on letter and it always takes a week to arrive .

the one i recieved today has the 5.08.10 date on and today is the 9th so if i have 5 days in which to pay up then that means tomorrow is D DAY

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Ruddy Chancers :p These letters are by design intended to intimidate.

Time to report them to consumer direct.

 

http://www.consumerdirect.gov.uk/contact

 

You have asked them a perfectly valid question and they are still chasing so let Trading Standards have a go.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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  • 2 months later...

hello again all,

 

just to let you know i have had a phone call from lowell today,

i havnt heard from them since june.

 

i told them yet again i do not recognise the alleged mobile contract debt

and they said they would pass it on to their fraud department.

 

maybe it will finally get sorted out ,

 

or maybe they are telling me lies and dont have a fraud department

 

and was hoping i would just pay up to stop them ringing.

 

if its taken them 3 months to ring me again obviously they dont have anything concrete to hound me with.

 

am i right in thinking this

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see my thread above http://www.consumeractiongroup.co.uk/forum/showthread.php?257574-Red-debt-collection-lowell-portfolio..../page3 after going through equifax, finnaly got these guys to admit they had no paperwork on the debt i supposedly owed with 3 mobile from years ago and they are now asking equifax to delete the aggreement and default

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