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i have had 2 letters from a debt company saying i owe £8000 to lombard bank.this is the first I have heard of this it doesnt give dates or when.I suppose its a possibility my ex husband did something in my name when he left me 12 yr ago, what do i do,if this is in my name & i contact them will it stop my rights of saying it statute barred,I dont know where he is or if he's still alive,I am 73

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Whatever you do, DO NOT phone them.


Do everything in writing and send every letter by recorded delivery.

DO NOT sign anything.



My initial thought is to send a "prove it" letter


Letter 18 here:


The Consumer Forums - Debt collectors

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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i may be another victim.I have had letters from them askig about twho lived at my address etc then i had another 2 saying saying i owe £8000 to lombard bank.I have never had any dealings with this bank it doesnt say when or what for,.i dont know if it would of been possible for my ex husband when he left me 12yr ago to obtain a loan through my name,if i contact them them saying i dont owe them & my ex has done something in my name do i go down the statute barred route or will it affect it if i contact them,i dont know where he is or if hes still alive I am 73 I dont know what to do.I think it must be something to do with him as i am already paying a debt off at £4.00 a week for him of which they said he had gone bankrupt 10 year ago so the debt came to me because it was in joint names.

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Hi I have moved your post to the Debt Collectors Forum :)

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)


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Guest Mrs Hobbit

This sounds like a phishing expedition by tracing and tracking. I would not respond to any of these letters in any form.


Keep the letters on a file for reference. If the alleged debt could be statute barred let them do all the work. It's going to cost them time and money.

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Yes I am inclined to agree, and ignore these empty threats, I know it's easier said than done but it only encourages them if you reply to them.


I wouldn't worry, there is absolutely nothing they can do, they cannot instruct bailiffs, you won't go to jail, and even if you did contact them to deny the debt, this would NOT reset the statute barred clock, so it is safe to say that if it is over 12 years then this is well and truly SB, and nothing you or they do or say, will ever restart the clock, even if you told them yes I do owe that money, I had a fantastic 4 week holiday in the bahamas, they will not be able to do a thing.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!



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