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sickofbeingrippedoff

need help claiming against natwest

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i'm about to start my claims against everyone that has robbed me and need some advice. i want to claim against bank charges from natwest due to hardship, i am a self employed taxi driver with a low income receiving tax credits and child tax credits , would i stand a chance?

 

secondly , i had a loan from natwest and received a lot of charges for payments not on time and wondered if this was included in the sc judgement as it was a loan, but from a bank, or if it is the same as if it was from any other loan provider?

 

thirdly, i want to claim against ppi on my natwest loan, as i was self employed when i took out the loan (and still am) so there's no way i could have claimed off the ppi, so surely it was missold. should i deal with these as three different cases?

any help will be greatly appreciated

thank you

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Yes, deal with them separately.

 

Begin with the PPI claim. If the bank knew that you were self-employed then you should consider court action because the FOS route will take at least 1 year.

 

I don't rate your chances of getting the charges back. There is no obligation on the bank to make concessions on the basis of hardship.

 

Have a look at the articles on this page:- The Consumer Forums - Welcome to the The Consumer Forums

 

to understand the basis upon which you can claim charges


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thanks for the reply, so the charges on a loan are the same as charges on a bank account and are covered by the sc ruling?

Edited by sickofbeingrippedoff

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