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Ex has vanished- being harrassed for mortgage debt!

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Hi there,


Hope someone can give me some advice...

My ex partner and I had a mortgage which due to financial problems etc, the house was reposessed but there was still a shortfall of £19k owing on it.

I recently tried to apply for an IVA through a debt agency, but as my ex partner is in a new address which I don't know, the agency is telling me that I am liable for the total £19k due to us originally signing a joint agreement.


What choices do I have if I cannot currently give them my ex's new address? I do not feel I should be liable for the total amount; only half! Do you have any suggestions, or has anyone been in similar situation?


Many thanks!

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