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RUTHBRIDGE Limited


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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Okay, will fill you in.

 

I am acting as a representative for another party and hold an 'Authorisation to Communicate' on behalf of same.

 

The party in question has been pursued by DCA's various in relation to a SB debt.

 

Now, up pops Ruthbridge!

 

"Dear xxxxxxx,

 

We note that you have failed to respond to mail directed to you.

 

YOU HAVE BEEN TRACED AS LIVING AT THE ADDRESS STATED ABOVE. PLEASE CONTACT OUR RECOVERY DIVISION IMMEDIATELY ON 02087 343594

 

If you have not established contact with this department within the next five days, an agent may call.

 

Yours sincerely,

Jason Evans."

 

Note that, the letter does not give any details nor, reference to any creditor?

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Note that, the letter does not give any details nor, reference to any creditor?

 

...because their efforts are directed at getting people to phone them so they can use their well worn techniques to browbeat them.

 

Unfortunately, whilst the OFT consistently fails to regulate in any meaningful way, Ruthbridge and the other dregs of the industry will continue to try it on.

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Well this is easily addressed-I am sure you know how to respond.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Under normal circumstances, I would firstly send the prove it letter.

However, as Ruthbridge commence their correspondence with a letter to;

the occupier.

Their second letter is addressed to an individual, asking for that individual to phone them but makes no reference to what the matter is about!

 

They also state, an agent may call within the next five days. (The five days has expired)

 

One can only presume, that there will be further contact?

Perhaps, from Express Delivery or Swift Delivery (trading names of Ruthbridge)

within the next few days?

 

At this stage, maybe it will be best to wait and see, as we do not know what they are talking about; we are in the proverbial dark.

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If my memory serves me correctly, the next letter will be:

 

Notice Before Proceedings - ignor or reply - same result

 

Without Prejudice - commencing Bankruptcy Proceedings - ignored

 

Contact Centre - ignored Lapse between February and May when taken up by : Muck Hall - Doorstep Assessment - An authorised meritforce collector will make a visit to your property etc. ignored

 

Muck Hall Reduced Settlement letter - ignored

Cabot - trying to get CCA information requested or Equidebt 2009

 

Thats it to date!

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If my memory serves me correctly, the next letter will be:

 

Notice Before Proceedings - ignor or reply - same result

 

Without Prejudice - commencing Bankruptcy Proceedings - ignored

 

Contact Centre - ignored Lapse between February and May when taken up by : Muck Hall - Doorstep Assessment - An authorised meritforce collector will make a visit to your property etc. ignored

 

Muck Hall Reduced Settlement letter - ignored

Cabot - trying to get CCA information requested or Equidebt 2009

 

Thats it to date!

 

Yes, we know the game, HS!

 

However, very hard on the recipient....

 

Amazing, that this firm continues to breach the OFT Guidelines on Debt Collection and that, the OFT appear to be doing nothing to stop them.

 

Rest assured, that I, as the 'representative' will be logging a complaint with Consumer Direct and submitting a formal complaint with the OFT.

 

If anyone is in a similar position Re: Ruthbridge Limited or their trading names:

Express Delivery;

Swift Delivery;

Christie Investigations.

 

REPORT THEM TO THE OFFICE OF FAIR TRADING!

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OMG!

 

The Office of Fair Trading, has renewed the CCA licence of Ruthbridge Limited, without imposing 'requirements' upon them?

 

However, the following has been removed from their Consumer Credit Licence:

 

"Trading Names:

Name Action

Christie Investigations Removed

Express Delivery Removed

Swift Delivery Removed

 

Categories:

Category Action

Consumer credit Removed

Consumer hire Removed

Credit brokerage Removed

Credit reference agency Removed

Debt adjusting/counselling Removed".

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CCA Search :: CCA Search Results :: Licence Details :: Licence History :: Event Details

 

 

Event Details

Licence Details:

Licence/Application Number Licence Status Applicant/Holder Name

0377496 Current Ruthbridge Limited

 

Event Details:

Event Number Event Type Date of Receipt Closed Date Status

30 Renewal 12-Jun-2009 23-Jul-2010 Completed

 

Licence Event Details:

Role Name Action

LICENSEE Ruthbridge Limited Added / Retained

Officer Alice Amissah Retained

Officer Emmanuel Amissah Added

Officer Mr Emmanuel Amissah Removed

 

Address Type Address Action

Correspondence Ruthbridge House, 15 , London Road, TWICKENHAM, TW1 3ST, United Kingdom Added / Retained

Principal Place Of Business Ruthbridge House, 15, London Road, TWICKENHAM, TW1 3ST, United Kingdom Added / Retained

Registered Office 13 Princeton Court, 53-55 , Felsham Road, LONDON, SW15 1AZ, United Kingdom Added / Retained

 

Trading Names:

Name Action

Christie Investigations Removed

Express Delivery Removed

Swift Delivery Removed

 

Categories:

Category Action

Consumer credit Removed

Consumer hire Removed

Credit brokerage Removed

Credit reference agency Removed

Debt adjusting/counselling Removed

Debt collecting Retained

Provision of credit information services, excluding credit repair Removed

 

Canvass Off Trade Premises Details:

To restrict the provisions of the licence to exclude the right to canvass off trade premises for debtor-creditor-supplier agreements or consumer hire agreements.

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Dunno if i'm on the right part but just looking for some advise on RUTHBRIDGE......my x partner received a letter from ruthbridge last week asking him to contact them (this letter also had my name on....well in a fashion!!) anyway not knowin wot it was about he contacted them and they said they were collecting a debt on behalf of marlin finance for a car debt that he had for a car.....he doesnt have any of the paperwork from this but we think that he returned the car in aug 2003/2004(think it was defo 2003...but these companys put doubt in your mind!!) sorry dont know any exact details.....this was after paying for almost a year...from the car going back there have been no payments made by him or myself and no contact made since this time either until last week......he sent them the statute barred letter and now they have left a message on his phone saying that the debt is not sb and that there was a payment made in nov 2005.....which neither of us have any recollection of....like i say we havent heard anything regarding the car since it went back.......just looking for some advice on what to do next???

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