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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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what is bos suppose to look like


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where do they actually get it stamped at

 

 

Hi selinajayne. they can only get stamped at the supreme court. and having the same date as the date you took the loan out is not right. it has to go to a solicitors first then to the supreme court. were did you go to take the loan out ???

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when we did the paper work

i met him the 12 dec 2008 did the paperwork and got the money all the same time

 

 

Hi selinajayne. just reading your other posts. you say your loan is now paid off with just costs to pay..... there is no point doing anything with your bos now. your charges are not on a bos they are attached to you CA a bill of sale is done on amount and if that is paid it is finnished. charges can not be added to a bill of sale but can be added to your CA so you need to find out how much is owed in charges. (remember they have the same APR as the loan)

 

but just for info lbl CAN NOT do loans in a car or a house they are only licenced to do loans at places that has a credit licence i.e cash convertors/ mobile money / as these places are your witness

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yes i have paid it off and they want their charges now

they are asking for charges on phone calls they never made, i thought if my bos wasnt valid i could just refuse to pay the charges

the charges have had no interest put on

do you think i could go along the lines of it not being witnessed

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yes i have paid it off and they want their charges now

they are asking for charges on phone calls they never made, i thought if my bos wasnt valid i could just refuse to pay the charges

the charges have had no interest put on

do you think i could go along the lines of it not being witnessed

 

 

who ever told you your charges do not have the same APR are giving you crap. (read lbl terms) and you have a CA and if i was you i would make your payment though a solicitor just so it is documented you have paid the final amount.

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nope definately no interest on it

i have the charges all listed and the total for final payment to be made next month

 

 

 

selinajayne. please please take this as a warning. do not trust lbl at all. if you want to be free of lbl. get a solicitor to look at what you think is the final payment and have them also contact lbl for there final payment figure. this will cover you.

 

 

another lbl case (same as you)

 

final payment £147 they thought it was over 1 month later another bill charges for late payments / phone calls / letters total £800. they took the car under the bill of sale 8 days later.

 

please protect yourself on your final payment GET IT IN RIGHTING

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do you think once i have paid this amount they will send me another bill

 

 

Oh yes, they want you to keep paying, regardless, Do as CCTV has suggested and go see a SoL, I will tell you this, the charges can be challanged-they are usally charged at £25 a throw and letters at £40-49 a throw, Go See a SOL....

 

trooepr68

Trooper68:)

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