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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I have a debt which has been passed on to AIC, at the beginning they made an offer which I was going to pay except I could not pay it within their time scale, then they started to threaten me by sending a letter saying they would get the solicitors involved and put a notice on the property or declare me bankrupt, the debt is £4000, at that point I got some advice and was told none of this could be done unless I had defaulted on a ccj, whic I have not, I was advised to send them a letter requesting my cca which I did earlier this year, they have not produced my cca, but keep calling, when I called them back I found out that the bank does not have a copy as the debt is over ten years old (previous to all this I was paying the bank the arrears I owed) but AIC still keep calling any advice on what my next step should be?

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When you didn't receive the CCA did you send a letter putting the account into dispute?

I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

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Hi,

Send AIC letter 20 from here:

 

The Consumer Forums - Debt collectors

 

I would also incorporate into this letter the telephone harassment letter from this link:

 

The Consumer Forums - Harassment

 

If they are threatening a doorstep visit, letter 3 or 4 in the first link can go to them too.

 

DO NOT sign anything

Send all letters by recorded delivery

 

 

The simple truth is, no agreement, they can't force you to pay a penny (but that won't stop them from trying)

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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so's it statute barred then?

 

if so ignore the little fleecers.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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OOPS missed the 10 year comment in OP. If there has been a period of 6 years, 5 in Scotland where no payment or acknowledgement of the debt in writing has been made then it is Statued barred.

I would send the statued barred letter or as DX has said just ignore http://www.consumeractiongroup.co.uk/resources/templates-library/86-debt-collectors/599-letter-sent-when-debt-is-statute-barred

I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

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so's it statute barred then?

 

if so ignore the little fleecers.

 

dx

 

 

I didn't read it like that, the credit agreement was 10 years old but it sounds like the debt isn't so to speak, and/if if the author has made an arragnement to pay them (thus removing the stat barred protocol) but not fllowed through then it's no longer stat barred etc...

 

I suspect this is academic and the account hasn't been paid for a while but not 6 years etc.

I reside in Dawlish Warren but am not a rabbit.

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I sent the cca recorded delivery they have admitted that they do not have a cca, as the bank cannot provide one, I was paying the bank up until sep 2009 when they passed it on.

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Ok, if they've admitted in writing that they are unable to provide a signed credit agreement then advise them in the absence of a signed credit agreement they can not prove/enforce the debt and that you'll be making no further payments to them.

 

Advise them also that any further communication from them would be deemed as harrassement and that you'll contact the OFT and make a formal complaint against them (the collecting agent..i.e AIC

I reside in Dawlish Warren but am not a rabbit.

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Well you can do one of two things,

 

Offer them a very low F&F offer, on the acceptance that they will mark your credit file as satisfied, and not sell on the remainder of the debt to be chased at a later date.

 

Or, preferably, ignore them, if they have already written to you admitting they have no CCA, then they are unable to 'legally' pursue this through the courts, and can't mark your credit file adversely, as they can't prove that there was an agreement or relationship between you and the OC.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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They have only admitted over the phone that they have no agreement, nothing in writing. I am a bit wary about making them an offer as i tried that originally and they refused,then came back with another slightly higher offer, but they would not send me a letter saying that it was for full and final settlement and i was advised by a debt charity that if it did not say that there could be a strong possibility that they would pass it on to someone else,(the debt agency had encountered a number of people being chased for debts that they had thought had been settled) .

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Ahh,,,phone calls mean ZERO, accept nothing from them via a call and quit talking to them on it. Them admitting on the phone that they cannot provide something is like listening to a politician on the TV that says 'lessons will be learned' when you just know it's not how it is.

 

Who was the original creditor and what did AIC do with your £1 cca request payment (presuming you sent it)

I reside in Dawlish Warren but am not a rabbit.

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If they have no agreement they cannot enforce through the courts.

So they would be very silly not to accept a F&F, but this offer from you must be on the condition that your credit file is marked satisfied,and the promise that the balance is not passed on.

After all you want something for your money.

The ball is in your court, I would make an offer of around 5-10%

I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

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If you have the postal order details you can see if it's been cashed by calling the Royal Mail on 01246-542091 or write to them at

Post Office

1 Future Walk

West Bars

Chesterfield

S49 1PF

 

Other than that the rest of what you need to do (or not as the case may be) is contained within this thread.

I reside in Dawlish Warren but am not a rabbit.

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ignore them

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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