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    • It definitely has to be 100% or they have pulled a fast one on you - even before the govt clarified on this I found advise to this end that it has to be pre-furlough pay.
    • I thought so, I managed to get hold of ACAS and have put in a claim.    thank you 
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    • Thank you so much for the replies already!   Just to add to the original post , I no longer live at the address that they've send the letter to (have changed my address with DvLa) not sure if it makes a difference    For a windscreen ticket  1 The date of infringement? 11th February 2017   2 Have you yet appealed to the parking company yet? Yes. I dont have any evidence of it as it was from 3 years ago. I sent photos of the car park and my parking ticket . I still have the paid parking ticket    has there been a response? No.      have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days] I can't recall this. But I believe I may have    When I received debt collectors letters , I then sent the offer to pay letters and the PDA   5 Who is the parking company? One parking solution    6. where exactly [Carpark name and town] did you park? Vantage point , brighton  08-13-2020-11.24.33.pdf offer to pay - pcn.pdf pda.pdf
    • ok, bit more info i should have stated. The claim was started within the 6 years stat limitation. the hearing was after 6 years had expired and so was the strike out. It is now 8 years past default notice, and i have not heard anything since strike out for 1.5 years. surely another claim for the same terminated account is timebarred, even if they change the amount to a lesser amount.   the issue is the oc bank has written to me stating i am due a refund of wrongly taken charges and interest FROM 2011 and have applied the refund to the os balance, which is with the purchaser company who was struck out. The oc say they have informed the purchaser of the revised balance, which means the claim against me by the purchaser was for the wrong balance. surely this does not mean thy could use this balance for a new claim 8 years later? this smells like a trick.
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southernsoftee

Finding a new bank with a CCJ

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Hi guys,

 

A mate of mine has a CCJ, and is having problems getting a bank account. I advised her to go to Natwest, which is who gave me an account when I had huge debts before I went Bankrupt, but they declined her.

 

Does anyone have any suggestions of banks she can try?

 

Thanks,

 

Lisa

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He is entitled to open a basic bank a/c with no credit facilities & will be provided with a DD card etc, all banks should offer a basic a/c but unfortunately 'front line' staff in the branches are not all aware of this. He would probably find it easier to apply 'online' with somewhere like the Cooperative & Natwest although a branch may have declined..


Anthrax alert at debt collectors caused by box of doughnuts

 

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Interesting you should say that, because I wanted to change my basic account recently, and applied online with Lloyds TSB but they declined me.

 

I've sent your message onto her and am waiting to see what she says.

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Most banks check your credit rating now if you want more than a basic a/c.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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She should have a read of this site; Bankruptcy bank accounts - Piggy Bankrupt


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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I have two CCJS and about forty creditors so you can imagine my credit file is shot to hell! I rang up the Co-Operative Bank last week because it is the only bank to whom I do not owe any money and I wanted to ringfence my income.

 

I asked the guy on the phone for a Cashminder Accound, comes with a Visa debit card and you can withdraw up to £250 a day from any machine, as well as internet banking. They gave me a reference number and I went with it into a branch, handed them my passport and the account was open within a week.

 

So I thoroughly recommend them.

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