The Registry Trust. Genuinely safe to check?

[Thailand]

I have just deleted a complex story with Carter that was that complicated I confused myself. It really is a mess and my recollection of things is messed up! I do know the account (CC) was opened in February 2004.

 

To cut a long story short, I have a CCJ off him that will be SB'd for enforcement (save an application) sometime in 2011-2012. I think he played the splitting game and that is one reason I *may* elect to check with the trust to see all the details. I have read on here that no CRA's are involved, but can anyone cateogorically state this is the case? I'm sure I've read some murky posts about the trust. I don't even like the idea of paying with my visa debit!

 

I haven't applied for credit in a long time, and have no intentions of doing in the future, save for a possible mortgage, so feel I want to be in the know with as many details about this as possible. If I get the old DCA re-defaulting rubbish on some minute and not owed debts, then I need to sort that out after this is SB'd. The less nudges the better with potential enforcement potentially days away. Some off this debt is owed, though most of it is not and with the interest... I know they only have an application FWIW, as I remember filling it in, anyway..

 

I'm not interested in setting aside or anything.

 

I don't know why I am posting this really, other than I want to know if I can spend my 8 pieces of gold without nudging the back scratchers.

[cerberusalert]

It's public information on the RT so anyone can check the files, nothing is flagged.

[Thailand]

Thanks Cerbs.

[Joeywasmybudgie]

If you have any clue as to which court the CCJ was issued at, I'd suggest you contact them instead. This week I wasted £16 on checking it - the info they gave me was less than that I got off the court Northampton CC were brilliant and emailed me back with the info in less than 48hrs.

 

I wasted £8 by checking my current address as opposed to the address which I was at when the CCJ was issued.

[Thailand]

I don't know which Court, but I assume the bulk centre as it never got to allocation I don't think. Oh, I really don't know, lol.

 

Still, that's a great idea... if I feel I need the info, i'll start by calling them.

 

I do know what address the claim was issued at, but £8 my eye if Northampton will give it to me for gratis. Hmmm, might even try that tomorrow giving them only the address at the time.

[Thailand]

Ooooh, Mr Carter... I love you!!

 

I now know what date I'm heading for, and even better, thanks to our 'iccle greedy far-from-following-procedure sweatpea Bryan, the most anyone can ever enforce on me, or otherwise, is 15% of the debt, or around 10% without the fees and interest levied thereupon. That's the remaing debt, as I had cleared a third of it.

 

You really shouldn't split your claim, sir - I know that you have no chance of getting anymore than the amount on the CCJ and you, or anyone else, can't see me back in Court again.

 

That is my only (and last!!) CCJ and isn't life funny at times.... I knew how rank DCA's were, but knew nothing of the trickery of splitting claims. How I have wished I found CAG before burying my head in the sand with this, but, and as it turns out thanks to Carter, he helped me considerably with my Natwest card.

 

I do feel naughty as tax writes offs and what I paid is short, although interest on the fees etc wouldn't have been that far off if I had charged their rate and dealt with the claim properly. Oh well, I'll never be reliant on any credit ever again, lesson learnt.

 

Seriously Bryan, thank you chuck xx

[fuzzybobble]

What bit is left, offer them sightly more than what they paid for it as a full and final settlement. 10% of 10% is.... Then reclaim the charges, and hopefully get to file a court claim for them + 8% interest, and hit them with a few hundred in costs.

 

There's nothing like kicking the DCA **** in the balls while they're posting huge losses at the moment.

[cerberusalert]

Ah yes, the 'Clerical Error' gambit often employed by the above.

 

He must be the unluckiest solicitor in the world, he keeps updating his procedures, re-training his staff but they will have non of it. It must be awful having enemies working within.

[Thailand]

Sleeping dogs, Fuzz.

 

It would be in contradiction to my DCA rule to talk to him, and I'd be mad to anyway!

 

LMFAO Cerbs. Clerical errors my ar$e.

 

Bryan Carter: Split claim debt specialist... 'We promise to eliminate your debt via our very own dubious practices!'.