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Great Universal extended terms

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We made the 'mistake' of taking out 100 wks buy now pay later terms with Great Universal, all seemed good at the time until I worked out how much it increased the cost of goods by, almost 40% over the term.

Whilst it is clear from T&C's that if you pay off the items before the BNPL offer kicks in that no interest will be charged, what is not clear is what you would pay if you cleared the balance after it has started i.e. in month 1 of the 100 weeks.


The T&C's are on the link below and are not clear on this point


Privacy Policy and Terms & Conditions


I have also asked for clarification from GUS but their response is not at all clear. Does anyone have experience of doing this with Great Universal or any other catalogue company in the same group

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  • 3 months later...

we use great universal and have had items on bnpl, however even if we dont have any weekly /monthly payments to pay

we send payments of say £10/£20 a month,, to have as credit ,this then is deducted from what we owe,which makes it an ideal situation for us

maybe thinking about that idea,might be of use for future reference.

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