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benifits for couples please help


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i shall keep this as short as possible


my wife is now about to be unemployed after being a student and im self employed we have 2 children aged 10 and 7

i have been told that when she claims jsa(meand tested as she has not paid any national insurance) that they look at my income also which is £3000 last year(going to give it up soon)


the question is iv been told they say as a couple with 2 kids you must get £350 a week

then they take off my salary to get a figure

have i got this right please

any advise greatly appreciated

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Not for JSA alone. The most a joint claim for JSA will get is £102.75. You will also receive child tax credit and child benefit. If your income is in excess of £102.75 per week, she will not qualify for income based JSA but if she continues to sign on, she will get national insurance credits.


They also take savings into account for JSA (IB)


She may qualify for contributory based if she has paid enough NI in the qualifying years. A lot of people think they have to have been paying immediately before claiming JSA. This isn't the case. If she paid sufficient NI conts in the years 07/08 and 08/09 then she may receive conts based which is £65.45 per week, and your income/savings don't affect it.

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