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Jonny V Alliance & Leicester Credit Card PPI


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Hi All,

 

Been a while but I've eventually got round to sending off my SAR and have received all my information from MBNA, who provide this card.

 

The only thing I can find relating to PPI (PPC) is a mention of it being sold in the call logs. There is no PPI agreement, information or any mention of provider.

 

I wish to reclaim these costs on the grounds of the high pressure sales technique used by the seller.

 

What would be your advise as a next step? Complaints letter to MBNA with amount of refund requested? How does one calculate PPI in relation to credit cards?

 

Thanks,

 

Jonny

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Hi Jonny,

 

Your SAR should have included your credit card statements which will indicate at the end of each statement if PPI was charged and how much.

 

This information is crucial to calculating how much you are owed, so if MBNA have not supplied it I suggest you send them a letter before action, outlining the missing information from SAR.

 

DJ

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