Jump to content
nellio

Elderly Mum left in debt please help...

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3677 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I know that I am writing in the barclay thread and not the Coop but the coop thread is so rarely used that I hoped I would get an answer here.

 

I sold my car last week for £4000 to pay my elderly Mum back for helping us out of debt. The guy who bought the car paid by cheque so I told him that I would give him the car once the cheque cleared. I paid the cheque in on Tuesday 13th July.

 

Immediately my balance showed the £4000 in account but NOT available balance. My account showed the same until Friday 16th which then said available balance. Using the internet banking service I transferred £3700 into my Mum's account. Obviously Mum was happy to have saving put on an even keel and went and spent £1200 on a holidayautolinker.com autolinking image for her and Dad.

 

This morning the cheque has been returned and the bank have taken the liberty of taking the £3700 from my Mum's account which will have put her £1200 overdrawn straight away.

 

Surely I'm liable for that money until I sort it out with the guy who bought the car and not my Mum. How dare they access her account without her permission. She has been with the bank almost 30 years and never been so much as a penny overdrawn.

 

What with my daily radio therapy and my Mum's weak heart this has caused all matter of problems.

Share this post


Link to post
Share on other sites

Hi Nellio,

 

Have you handed over the car and sent off the Registration Document yet. I hope not !!

 

Have you contacted the buyer to confirm what has happened.

 

Do you and YM both bank with the Co-op.

 

:)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

Hi thanks for response. Yes he has the car but I've been to his house and I'm meeting him for cash tomorrow. He even handed back spare key until then. And yes both me and my Mum both bank with Coop bank so transfer was instant. My Mum is really upset that they took the money without even calling to tell her. She got a shock this morning when she saw her state pension had gone in but was still overdrawn.

Share this post


Link to post
Share on other sites

On first reading I thought you had been scammed.

But seems you are on top of this (have enough info to know whats happened)

If theres been any charges added as a result from the bank then you need to be adding these for cash too.

Keep us posted.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Share this post


Link to post
Share on other sites
He even handed back spare key until then.
I'd have taken the car back until the cash was handed over !!

 

If there is any delay in him handing over the cash for ANY reason, take back the car immediately. This looks very dodgy. Even if the guy has good intentions, you are taking a huge risk.

 

I think the bank's behaviour in this is almost a secondary consideration. If the money comes through in cash, then all is well.

 

Let us know.


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...