Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Advice on my Egg card Agreement and what to do next


musicronny
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3562 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

 

I was looking for some advice on what to do with my Egg card. The agreement can be found by clicking the link below.

 

Due to my lack of income my current status with this card is that Ive been on a payment plan for 6 months with them.

 

 

This ended 2 months ago and since then Ive paid token payments totalling £26.

 

They are hounding me now wanting payment, which I just havent got so what do I do?

 

I know there's a case going through regarding Egg and this 'approved limit' statement

but is there anything I can send them in the meantime?

 

 

All advice would be greatly received.

 

Regards

 

Egg CCA pictures by musicronny - Photobucket

Link to post
Share on other sites

Thanks for the pointer 42man, Ive just started to read it.

 

I have had 12 calls of Egg today starting at 8.10am until just now.

 

2 weeks ago I had agreed to contact them at the end of July with an update of how my finances were.

 

 

when I just spoke with them they started acting dumb as if that information wasn't on the system.

 

 

the call was terminated when I told them what I thought of their tactics.

 

whilst im going through PTs thread,

 

 

any pointers to any letters I can send them regards the enforceability of my agreemnent would be greatly appreciated.

Link to post
Share on other sites

  • 4 years later...

Hi,

 

I defaulted on a Barclaycard (originally egg) account in 2010.

 

 

I am on a DMP and and they have been getting their cut since early 2011.

 

The Egg card was taken out in 2000 and transferred over to Barclaycard in 2010 around the time i got into financial difficulty.

 

I have sent a CCA request to Barclaycard and had the reply below. Question is, is it enforceable or not?

 

http://s840.photobucket.com/albums/zz328/musicronny/Egg%20CCA/

 

Thanks in advance.

Link to post
Share on other sites

old & new threads merged

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Who is chasing you for this? It can't be Egg obviously.

 

 

I think it must be a bottom feeder DCA.

 

 

None of the established DCAs would dare phone 12 times in a day.

 

 

(Sorry but I couldn't get Photobucket to load the pics on my mobile so can't see from that).

 

You should include the requirement for all communincation to be in writing only in your next letter.

 

Hopefully good advice will follow on what else to put in that letter.

Link to post
Share on other sites

Hi Bandit127,

 

The first 3 posts are from my original thread started in 2010. This was shortly before I defaulted and went onto my DMP. I'm revisiting this as I cant see any light at the end of the tunnel with my debt amount. Thus seeing what are unenforceable.

Link to post
Share on other sites

OK rule #1

 

Stay off the phone. Send a letter recorded delivery (Keep the delivery recept and proof of postage) and demand that they cease all contact to you over the phone and to communicate to you in writing only. Use the telephone harassment letter from the CAG library

 

Start lookign at reclaiming overlimit fees and late payment fees PLUS interest in restitution. This may make a big hole in whats owed and may even wipe the debt out completly

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

Link to post
Share on other sites

OK, I got photobucket working. Not sure if they complied with the requirement for the original T&Cs on that but it looks compliant otherwise.

 

Who is chasing this now? I would send them a new request. You can actually send them a request a month (not that you would, but it is technically possible).

Link to post
Share on other sites

OK, I got photobucket working. Not sure if they complied with the requirement for the original T&Cs on that but it looks compliant otherwise.

 

Who is chasing this now? I would send them a new request. You can actually send them a request a month (not that you would, but it is technically possible).

 

Hi, and thanks.

 

No-ones chasing it at the moment, its on my DMP with payplan. Was just seeing what my options are with each of my defaulted debts.

Link to post
Share on other sites

Ok. 2 things for you to do then.

 

1. Check your credit file for this account is accurate. To make sure the money you are paying off your account is accurate. (It might have dropped off by now though).

2. CCA Barclaycard. I know you have Egg's reply from 2010 but it has been transferred since and you need to know that your paperwork went with it. Include the requirement for a statement of account.

Link to post
Share on other sites

pers I'd sar Canadian square

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...