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jdes26

Bank Charges- Donation Fund

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This fund will be for people who are to scared about the financial implications on the light of the news that bank charges claims are now being moved to higher courts....... As the financial risk of losing are high this fund will support people in there challenge to reclaim therebank charges

 

I think the fund should be for a particular (one individual) fight against the banks regarding the newer arguments that have so far been untested.

 

If the funds were used to fund numerous court actions, then that would mean that multiple donations from the same people would be needed. As logic tells me instead of 20k we would need 20k x number of people going to court.

 

We don't need to fight using several people, we need to fight it using one person, then making it a standard to be used in the future for the benfit of others.

 

Sorry if I have misunderstood your posting, but that's how I read it.

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Or a number of people, covering all the areas required in a few specific test cases, specifically selected to have cases with a good chance of succeeding.

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Yes.... I'll email admin... With so many members I think we cud make a difference.

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Hi Guys,

 

Could I suggest that as it is unlikely we will get all CAG members to donate that maybe we should raise the figure a little to just £2 per donation. I think this is still an affordable figure and would generate alot more revenue for this battle, because whether we like it or not it is going to take alot of money to achieve what we want.

 

This is just a suggestion that's all.

 

TheyrCriminals

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Evening all,

 

What a great idea, I agree £2 is a sensible figure.

COUNT ME IN, and tell me when you want me to contribute.

 

Best wishes to all as always

 

Dougal


Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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This thread was set up as a proposal to see if members cud donate.... This site has helped thousands of people me included ...... And was set up because of bank charges...... The next step is

1. For admin and site team is to highlight this thread on cag

2. Nominate a account that the fund can be paid into

3. Regular update on fund total

4. Pick out cases in extreme cases that can set a prescedent for future cases

5. Inform people on update cases and how cases can be fought

 

but this thread can only suceed if someone on this site promotes this fund and let every member know

 

site team it's now down to you

 

many thanks

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but this thread can only suceed if someone on this site promotes this fund and let every member know

 

site team it's now down to you

 

many thanks

 

£3000 to email all members according to Bankfodder..

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Step 1 should be to decide on a game plan, with Step 4, and with admin/site team, which I don't think has yet been done, without that I can't see the fund getting off the ground.

 

Step 5 could, and should, be being done already.

 

Keep at it Jdes, doing great :)

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£3000 to email all members according to Bankfodder..

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Doesn't need an email - they have a home page, announcements, sidebars and advertising - I assume they also have facebook, twitter, they also have the ear of the press on occassion. There are also other sites which might assist. But only once a proper action plan is in place and the right people in place to run it - and if necessary the right legal bods on board.

 

It needs to be transparent, well organised and professional, if it is to get off the ground and actually assist the fight against unfair charges.

 

If admin/site team aren't keen then you have to take that as it is and keep battling away from the ground level.

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We could always hold a rally outside no 10.........

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£3000 to email all members according to Bankfodder..

--------------------------------------------------------------------------

 

Excuse me? £3,000 to email all CAG members? I think not. Who has said this and how can it possibly cost this amount to email all CAG members?

 

TheyrCriminals

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I emailed bankfodder.... And anti spam regs say there wud be a cost.... I've had a tough day at work so resting up!!! I'm gona email admin and try and get them involved

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Excuse me? £3,000 to email all CAG members? I think not. Who has said this and how can it possibly cost this amount to email all CAG members?

 

TheyrCriminals

 

Middenmess is right I think - I seem to remember reading this on a thread also.........just can't remember which one unfortunately


LTSB PPI on various loans (current/settled) - Refunded inc 8%

 

MBNA 1 Charges - Refunded inc CI

 

MBNA 1 PPI - Refunded

 

MBNA 2 Charges - Refunded inc 8%

 

MBNA 2 PPI - Refunded

 

MBNA 2 Accident Ins - Refunded

 

Swift Advances (settled) Mortgage Charges -Partially refunded

 

Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

 

Sainsburys (settled) Loan PPI - Refunded inc CI +8%

 

Sainsburys (closed) Card Charges - Refunded inc CI + 8%

 

M&S Money (closed) Card Charges - Refunded inc CI

 

M&S Money (closed) Card PPI - Refunded inc 8%

 

Direct Line (settled) Loan PPI - Refunded inc CI + 8%

 

Debenhams Card (closed) PPI - Refunded inc 8%

 

Swift Mortgage Charges -Refunded

 

Hitachi Finance (closed) Charges - Refunded

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Excuse me? £3,000 to email all CAG members? I think not. Who has said this and how can it possibly cost this amount to email all CAG members?

 

TheyrCriminals

 

 

As the quote says...Bankfodder on this thread....

 

CAG toolbar - very disappointing

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Hi,

 

I can see no valid reason for a generic email sent by an orgainzation to its own members costing £3000. All your paying for is electricity and one person's time!!!!!!

 

TheyrCriminals

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Hi,

 

I can see no valid reason for a generic email sent by an orgainzation to its own members costing £3000. All your paying for is electricity and one person's time!!!!!!

 

TheyrCriminals

 

Why not try and get an explanation from Bankfodder as co owner of the site?

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We need Jlo, Joanna Lumley:D,


Welcome to Consumer Action Group

 

'Challenges are what makes life interesting; overcoming them is what makes life meaningful.'

Joshua J. Marine

 

1) CLAIM BACK ALL PENALTY CHARGES CLICK HERE

2) CLAIM BACK ALL MIS-SOLD PPI CLICK HERE

3) COMPOUNDED CONTRACTUAL INTEREST CLICK HERE

4) REQUEST CCA FROM CREDITOR CLICK HERE

5) OFT- UNENFORCEABLE AGREEMENTS CLICK HERE

6) CAREY V HSBC (2009) CLICK HERE

7) DON'T BE BULLIED BY CREDITORS / DCA's CLICK HERE

8) IN DEBT DON'T PANIC CLICK HERE

9) FULL AND FINAL SETTLEMENT CLICK HERE

10) SALE OF GOODS ACT-EDUCATE YOUR RETAILER CLICK HERE

11) DISTANCE SELLING-EDUCATE YOR RETAILERCLICK HERE

12) SOGA SUMMARY CLICK HERE

13) WHICH? TEMPLATES [/url]CLICK HERE

14) DOES YOU BANK TREAT YOU FAIRLY BCOBSCLICK HERE

15) EVERYTHING HOUSING CLICK HERE

16) UTILITY BACKBILLING CLICK HERE

17) OFGEM - COMPLAINTSCLICK HERE

18) OFCOM - COMPLAINTS CLICK HERE

DON'T GIVE UP, THIS SITE WILL PROVIDE YOU WITH GUIDANCE AND EMPOWERMENT

 

Don't forget to donate to this site

 

Please let us know how your problem has been resolved, it could help fellow Caggers

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Hi Rebel,

 

This isn't a bad idea at all. Is there no way we could realistically get on board just one celebrity, is there not one person in the celebrity arena that would be prepared to become a public face of this campaign? If we did achieve this it would be a great catalyst for public exposure. Which celebrity isn't a huge fan of capitalism, banks or amoral profiteering?

 

TheyrCriminals

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The guy we need is Billy Bragg,

 

http://www.thefirstpost.co.uk/58540,people,entertainment,billy-bragg-leads-facebook-protest-against-bankers-bonuses-income-tax-deadline

 

What we need is a 5 minute outrageous sketch on Youtube, something the media would pick up on and that would make the banks

cringe. Maybe a Robin Hood theme, or Dick Turpin. Trigger peoples Conscience, for far too long have we been

sleep walking into the hand of the banks.

 

I'm sure Michael Moore could come up with something.

 

Hi Rebel,

 

This isn't a bad idea at all. Is there no way we could realistically get on board just one celebrity, is there not one person in the celebrity arena that would be prepared to become a public face of this campaign? If we did achieve this it would be a great catalyst for public exposure. Which celebrity isn't a huge fan of capitalism, banks or amoral profiteering?

 

TheyrCriminals

Edited by rebel11

Welcome to Consumer Action Group

 

'Challenges are what makes life interesting; overcoming them is what makes life meaningful.'

Joshua J. Marine

 

1) CLAIM BACK ALL PENALTY CHARGES CLICK HERE

2) CLAIM BACK ALL MIS-SOLD PPI CLICK HERE

3) COMPOUNDED CONTRACTUAL INTEREST CLICK HERE

4) REQUEST CCA FROM CREDITOR CLICK HERE

5) OFT- UNENFORCEABLE AGREEMENTS CLICK HERE

6) CAREY V HSBC (2009) CLICK HERE

7) DON'T BE BULLIED BY CREDITORS / DCA's CLICK HERE

8) IN DEBT DON'T PANIC CLICK HERE

9) FULL AND FINAL SETTLEMENT CLICK HERE

10) SALE OF GOODS ACT-EDUCATE YOUR RETAILER CLICK HERE

11) DISTANCE SELLING-EDUCATE YOR RETAILERCLICK HERE

12) SOGA SUMMARY CLICK HERE

13) WHICH? TEMPLATES [/url]CLICK HERE

14) DOES YOU BANK TREAT YOU FAIRLY BCOBSCLICK HERE

15) EVERYTHING HOUSING CLICK HERE

16) UTILITY BACKBILLING CLICK HERE

17) OFGEM - COMPLAINTSCLICK HERE

18) OFCOM - COMPLAINTS CLICK HERE

DON'T GIVE UP, THIS SITE WILL PROVIDE YOU WITH GUIDANCE AND EMPOWERMENT

 

Don't forget to donate to this site

 

Please let us know how your problem has been resolved, it could help fellow Caggers

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