Jump to content


Can a disputed debt be sold on?


Guest Jason King
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4203 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Guest Jason King

Example, I'm in dispute with Halifax over a credit card debt for over three years, Halifax now give up on me and sell on to Cabot.

 

Is this lawful, if not, what ligislation prohibits it?

 

Thanks

Link to post
Share on other sites

Guest Jason King

Yes, an illegible copy of some document was sent to me. It looks like an application form with my address but nothing else.

 

However, I can at least see that the PPI box was ticked by myself and signed underneath yet Halifax say no.

 

So, no CCA and they will not resolve the issue of PPI.

Link to post
Share on other sites

Jason, can you post up a scan or photo of the supposed CCA please?

 

That way, people can tell whether it meets the required criteria or not.

 

I have a feeling that if it did, Halifax wouldn't have sold it on, but rather pursued it with their in-house collectors.

 

If it's genuinely in dispute, you can send Cabot the standard template for an account already in dispute http://www.consumerforums.com/resources/templates-library/86-debt-collectors/574-letter-when-account-has-been-passed-on-whilst-agreement-request-is-in-dispute

 

They're not allowed to pursue it if the dispute claim is valid and ongoing.

Please note, I am not professionally qualified in legal matters. Should you have any doubts, you should contact a legal expert.

However, I can and will help with matters regarding payroll as I am fully qualified.

 

If I've helped in any way, you're welcome to click on my "star" and thanks, but I gain the most satisfaction simply by helping/reassuring :O)

 

Link to post
Share on other sites

Guest HeftyHippo

simple facts are no and yes. No they are not allowed to enforce a legitimately/reasonably disputed account. Fact is they do. They dismiss the dispute and do what they like.

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...