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mj4j200 - Halifax question

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Good morning all.

I am very new in this site.

Thank you all for nice forum.



I need help on Halifax master card CCA.



I applied for Halifax Visa card on April 2006.

After a year later Halifax sent me a Master card in June 2007 with new agreement,

I signed and sent them and activate the master card.

So far I am using Master card only.



in December 2009 I lost my job then the game start.

I ask them I can’t pay any money I owe and



I sent a CCA request to them.

In same time I ask them I want to use my Visa card

they said they closed that account in 2007.



I asked them I didn’t received any letter that My account was close.

After few days later they sent me CCA for VISA card not for Master card which one I asked for.

I know they lost the agreement.



they sent 3 DCA I CCA them all.

Now they sent New DCA Westcrap.

I asked for CCA again to them.



Halifax sent me again same old VISA card CCA.

My scanner is faulty.

I will try to scan the letter 2mrw.



Any help would be great.



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Hi, Can anyone help me plesae. Is there any smiler thread avilable in CAG. So that i can get some help. thank you

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You need to scan or photobucket a copy of the CCA they sent you. that way you will receive relevant advice if the CCA is unenforceable

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