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    • Can you ask your GP to get a second opinion on the NHS?  (I ought to know because I'm a retired NHS manager, but worked in mental health where x-rays didn't really feature very much(!).)   Your GP may be reluctant for various reasons but you've got nothing to lose by asking.  Might be difficult if there's only one consultant in that specialty locally.   If that is a non-starter, you could ask your GP for a private referral if any of the relevant specialists run private clinics.  Your son'll get seen quicker and an initial private consultation shouldn't cost more than about a couple of hundred quid.  Then take it from there.   (Emphasise to your GP what your real concerns are and why you have them - even if it's just "I looked it up on the internet and it looks like this which can lead to serious complications.  What do you think?  I'm really worried...")   EDIT:  Just looked on my local NHS Clinical Commissioning Group website and searched for "second opinion" but nothing comes up...  I thought you were entitled to one - you'll have to ask your GP.  Or look on your own CCG site.  Oh - despite being a NHS manager I have paid to see a consultant privately.  £150 well spent - if you can afford it... which I appreciate not everyone can.
    • dont think they are even allowed to offer settlement by instalments, they are not creditors.   read the letter carefully and understand what it doesn't actually say....like the word WILL anywhere.   they,  a DCA, can't recommend anything and their client most certainly wouldn't have disclosed anything to a powerless DCA about what their solicitors might or might not have said to them. and ofcourse a solicitor is in no position whatsoever to suggest to their client they get back to the DCA and tell the DCA to tell you their client will accept instalments!   the letter is a load of ole BS that is concocted by the dca without any input or knowledge of their client nor their clients solicitor...   dx      
    • The paediatric orthopaedic consultant at the fracture clinic told us today that he believes it is just a sprain behind the knee. I'm concerned my GP will say something along the lines of, 'you have seen a consultant, he says it will heal in 2 to 3 weeks, you don't know more than him!', or something like that. It's just that I believe I can clearly see a fracture. And as there was no fall or hard knock, only a very tightly streched knee bending at an angle behind, with a load. I figured that the temdon must have pulled some bone up. And thats the injury I found online. I totally take on board what you are saying. You are correct. I guess I'll see what my GP says tomorrow, hopefully she allows me to email the images, if she doesent have access to them already. Thanks again
    • The US will maintain import duties on $7.5bn worth of items including French cheese and single malt whiskies. View the full article
    • Make a appointment ASAP to see child GP and let them sort it out and not Dr Google.   You may need to see a paediatric orthopaedic consultant for advice, a GP can refer the child if necessary.
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jediskywalker

Car finance - what are my rights?

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I bought a car from a dealer for £4500 in April. I part exchanged my old car for £8950 and there was still £8000 left on the finance which gave me £950 worth of equity.

Now - it has been 3 months and despite numerous requests from me and assurances from them - the finance has not been settled on my old car. They are yet to sell my old car ofcourse and I meanwhile am still paying for my old car whilst it sits on their forecourt!. The settlement figure has fallen now to £7000 so they now owe me £1000 in payments I have made.

i was told a cheque had been sent to the finance co- but this was not true as I runf finance co myself and they had receievd nothing.

The dealer have said they will pay back and money I have paid out to Blackhorse finance. But what are my rights? They still haven't settled the finance so can't I just tell them to stick it and get my old car back. Tecnically the dealer doesn't own the car do they? the finance company does! I have spoken to my old finance company and even they have said they will get in touch with the dealer to see what is going on.

Edited by jediskywalker

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