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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Wonga slapped by ASA


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I had to laugh

 

ASA - ASA Adjudication on Wonga.com Ltd

 

Sorry if already posted elsewhere

First Direct, £4031 Recovered

Halifax, £953 Recovered

MBNA Credit Card, £120 Recovered

American Express, £160 Recovered

Coming Soon......

Blackpool Council, £190 in unlawful parking tickets

Carstoppers. £50 from the cowboy clampers

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Good news. I actually contacted the ASA about Wonga's website but it wasn't in their remit. I keep asking Wonga they won't publish my testimonial on their website. I guess it was negative and they only publish positive ones that they write themselves.

 

I tried to raise the same issue on their blog but guess what I can't get it to work. Like I maintain elsewhere Wonga's PR machine in full flow.

 

I see the tide turning against them and they will be forced to behave properly and responsibly

 

"Wonga said the mans costume was split to allude to the customer talking to someone who was always available to help and saw things from his perspective."

 

That doesn't sound like the Wonga I know!!!!

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Did Wonga hire a Comedian to write their repsonse?

 

Wonga offered cash advances online and therefore customers must have the mental ability to transact online to obtain a loan from them. They believed people who are able to do so were not usually vulnerable.

 

So according to Wonga the ability to use a computer and visit a website can be used to judge if someone is in a financial mess or not?

 

They also only approved consumers who were employed

 

Wrong, they don't verify employment.

 

and meaningful credit histories

 

So plenty of defaults is a meaningful credit history now?

Edited by Nao
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Just found out that Wonga have been sending information to my Credit File. Original loan of £200, in which I have paid two installments totalling £120, has now crept up to £700. To think they are putting false information on my credit file showing balances which are not accurate and swelled by their immoral interest.

 

Does anyone know if I have any rights to request that this is removed or amended - its showing as a 6 months late payment, which is quite derogatory to say the least.

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I am in the middle of printing out information and gathering evidence to get these legalised sharks done as per usual according to them they are always right and everyone else is wrong They will do anything to get money from you and need to be stopped they wont stop interest Hell they tried to charge me 80.00 for complaining.

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Willo53,

Have you complained to Wonga about it? Did they take money out your account leaving you nothing? I would ask them for a statement and then if they have charged interest after 60 days they are breaking their own code of conduct.

 

I would send one email to [email protected] They have 48 hours to respond. If they fail to respond or respond by saying telephone us I would issue a complaint to the FOS.

 

Have they send any letters from ligitation specialists?

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Hi Eboy,

 

Nopes I haven't received any litigation letters as yet, the nearest one I had to that was from Barker and Lowe, but that was nearly 4 months ago. I had agrred a payment plan with them of £80 a month, but had to break it due to finanancial issues. They have been adding interest every month onto the total, so the 60 days have well and truly expired.

 

In addition, I noticed on my credit file that NetUsa (quick quids sister company) have issued a default on my file. I had a loan of £200 out with them, I havent been able to agree payment plan and they go and hit me with default but I have received no letters to state this. The mark on my credit file says the default is settled.

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