Jump to content
  • Tweets

  • Posts

    • Thank you, we'll take that into account.   Btw, there's no need to hit Quote when you reply because it makes the thread confusing if you're quoting the post above yours. Best to just type in the blank box below the post.   HB
    • Hi Andy,    Thank you for your reply.  So what does this mean going forward?  is this a reply to my defence? My defence didn’t get anywhere??  
    • Hi Thank you for your reply and help, we signed to except 3 months 20% salary sacrifice back beginning of the year and that it would be paid back in full in December this year, nothing to do with pensions  Thanks Ian
    • thank you    Can I just add the bailiff has not contacted me to do any kind of COVID risk assessment (and the other person at the property is considered vulnerable and is shielding). 
    • I don't follow what has happened. So more information please.     Were you expecting your pay to be back to 100% from December?   Or does the paperwork say you get backpay in December?   What did you sign, or have sent to you? What does it say?   I am not sure what salary sacrifice has to do with it - that's usually about pensions/ company cars etc. I think this may be pay cut, or pay delay?
  • Our picks

    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
        • Thanks
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like

Getting DLA now - what else can i claim?


Please note that this topic has not had any new posts for the last 3759 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

i have a special needs daughter that was statemented all through her schooling and college life.

she is now approaching 21yrs old this xmas

 

after no financial help whatsoever [nothing for 20yrs!] eventually last year i managed to get DLA [on the unattended travel bit] for her.

 

does this open up any other doors?

she is not, nor has, ever been in work.

not signing nor nothing.

 

thoughts please [rent? ctax? relief?]

 

DX

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

Link to post
Share on other sites

ESA perhaps but her's would have to be the "Income Based" type.

Employment and Support Allowance : Directgov - Disabled people

 

Re. CTB and HB/LHA it depends on if she lives with you or not.

 

There are some on-line benefits calculators available and an ESA form for those who want to see what's involved, see below.

(permalink)

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

Link to post
Share on other sites
i have a special needs daughter that was statemented all through her schooling and college life.

she is now approaching 21yrs old this xmas

 

after no financial help whatsoever [nothing for 20yrs!] eventually last year i managed to get DLA [on the unattended travel bit] for her.

 

does this open up any other doors?

she is not, nor has, ever been in work.

not signing nor nothing.

 

thoughts please [rent? ctax? relief?]

 

DX

Can you clarify what rate of DLA?

Link to post
Share on other sites
ESA perhaps but her's would have to be the "Income Based" type.

Employment and Support Allowance : Directgov - Disabled people

 

Re. CTB and HB/LHA it depends on if she lives with you or not.

 

There are some on-line benefits calculators available and an ESA form for those who want to see what's involved, see below.

(permalink)

 

It does sound like it's worth applying for ESA, but it may not have to be income-related. ESA Youth, or ESA(Y) could be available to a person who has, effectively, never had the chance to make the required NI contributions because their disability has prevented them from working for a significant part of their adult lives.

 

I should make it clear to the OP - ESA does not depend on an award of DLA. Plenty of recipients of ESA don't get any rate of DLA at all. But if ESA were to be awarded, an award of DLA at the middle or higher rate care component may increase the amount of ESA due.

 

ESA is paid to people who have limited capability for work (or no capability at all) because of an illness or disability. It sounds like it is certainly worth your daughter making an application.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Link to post
Share on other sites

As asked above, what rates is she getting for both elements of DLA?

 

Does she live with you or independently, or in assisted accommodation?

 

If with you, do you/your partner work FT or does someone care for daughter for more than 35 hrs a week?

 

As yu can see there are a lot of variations, but some of the possibilities for her or her carers are:

 

Housing and/or council tax benefit: a disability premium can be substantial for a rebate. We paid council tax for years without realising that we were entitled to 100% rebate due to disabled child. We're homeowners so don't get HB, but that can also reduce rent liability if tenant.

 

Carer's Allowance if the carer cares for the disabled person for more than 35 hours a week and earns less than a certain amount (about £90/week). CA is only about £55 a week, but every little bit helps. It is however a taxable benefit and so can affect other benefits.

 

More info on which rates she's getting will help in determining what other benefits may be available.

Link to post
Share on other sites
My G'Daughter has Aspergers and gets free bus travel for herself [and any carer over the age of 16 who travels with her]
Good point middenmess, I think all LA's have similar free bus travel schemes, round my way DLA middle or high rate means you are eligible.

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

Link to post
Share on other sites

ok great info you lot.

 

i'll dig out the paperwork tomorrow.

 

just to muddy the waters somewhat.......

 

i am living down south on my own, in rented council house, the family are all in scotland at the mortgaged family owed business, i sadly failed to secure early retirement due to the financial climate and still work ft. my daughter is not with me.

 

she is not disabled in the physical nor mental state, just suffered her first 3yrs not being able to hear, so is about 5-7yrs behind her expected educational expectations.

 

keep the ideas and info coming.

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

Link to post
Share on other sites

My deaf son (from birth) receives SDA topped up with IS. Also DLA top rate care and top rate mobility (cannot travel independantly) not just deaf other conditions aswell.

Do not no if SDA is going to same way as IB.

 

:)

 

 

dk

Edited by dragonkeeper
inserted no

:welcome::rofl::welcome:

 

 

 

 

 

[sIGPIC][/sIGPIC]

 

 

 

:tea:

 

 

 

most of my knowledge is from the school of hard knocks

 

not based on any legal background

 

As quite a lot fellow caggers state seek Legal Advice

 

 

:ranger:

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...