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    • Now I wonder, if the land is owned by the council and they can  use the RTA to enforce their rules why do they emply a bunch of banditd to manage the place? It woudl be easy to argue that the "fine" should be that set by local govt  and thus be about £30, not 390. this means Highview's demands are thus an unlawful penalty as they are higher than the prescribed tariff so they would lose a court claim on that basis regardless of the validity fo their contract with the LL and the motorist.   that means a complaint could be put to the local govt ombudsman and the council would have to behave and probably have to pay up compensation to the aggrieved motorist for the unlawfulness and distress so enfield would be around £130 a ticket down for every one challenged
    • If no Planning Permission, signs etc are illegal and no contract can exist, as it would be founded in a criminal action, signs without correct permissions to be erected.  PE have been caught out by this many times.  they are owned by Capita, same bunch that run TV Licensing for BBC
    • Yes, fill out the bit forwarded to yu by the car hire co adn take them on if you wish. you will need to be returning to Margate to get piccies of the place but in the meanwhile read up on private parking and also ahve a look at thaney councils planning portal and see if PE have permission to put their signs and cameras up in the first place
    • you need to edit that response as it was sent to a bunch of lawyers acting as debt collectors. so drop the bit about rentathreats. I would add the salutation Dear Ashley, it is no use trying to hide, we all know it is you writing this garbage.....     reason for thi is that a person well known in parking world isnt listed as having a controlling interest in the company contrary to Company Law
    • as they target commercial vehicles it isnt usually necessary to get the keeper details, they just demand money from the company that has their logo plastered on the side of the lorry. There is also different law surrounding their demands as the POFA doesnt apply and it isnt a consumer contract. You will unfortunately need to do a lot of reading up about these people as they ahve had mixed success in the courts so a bit of a lottery as to what bits of previous cases to use as being relevant.   However, the signage is on your side as ity mentions removal of vehicles, which means that unless the byelaws specifically allow it (and then the cost of removal doesnt necessarily ahve to be borne by the vehicle owner) then it is  unlawful and possibly illegal so that makes the whole contract void as it is a criminal compact   Proserve have a very complicated arrangement with the landowner and that means they have to pay the landowner for every trespass and then claim the money back form the vehicle driver/owner. in practicve they dont pay a peny in advance (can you imagine how long they would be inbusiness if they ahd to fork out hundreds of thousands a week with little prospect of recovering those advances?)   they also stop vehicles entering the docks if the company that owns it refuses to pay or has beaten them in court before despite not having any powers to do so. A vindictive, dishonest outfit.
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Goatan

Payday express-theft **

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In oct alst year i took a payday loan (£250) with payday express and paid it + interest back the next month. In Feb i started getting calls from them saying i owed them £800 i told that that i had paid the original debt off and asked them to provide proof of this new debt, i recived no reply from them and the calls stopped. Sudenly at the end of June payday express took over £400 from my account. I have contacted natwest who after my badgering finally opened a fraud case but i was told i was unlikely to win. Anyone have any help or suggestions on how to get my money back from payday. needless to say they dont answer calls or reply to letters.


Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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if you owed them the money then unfortunately no, Cancel your card and change your bank details if you can...

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The point is i dont owe them anything i took out a loan paid them in full i have the bank statements to prove this. Now they decided they want more money and took it or they have messed up and dont think i have paid but as it has been over six months since i paid it off i doubt this.


Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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Guest Mrs Hobbit

Start the procedure to make a claim against them, send them a Letter before Action and if they donlt respond issue an N1. Change your bank account so they cannot get any more out of you.

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sorry Mrs Hobbit, but i dont think there is a point. If you can show hard evidence that you do not owe them any money, and be sure that you can then your bank will issue a refund of the funds, especially if you can prove that it has been paid in the past from the same account. it should be relatively simple - i dont think these companies would respond well to threats, thats what they do all bloody day...

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Guest Mrs Hobbit

No problem JK. This is how I would handle the matter. the banks can be obstinate and could claim well you have set up a DD. I have seen companies re-instate DD's and it;s the devil's job to convince the bank they did it without your permission, Oh the other thing I did was put in writing to the bank, if they allow a DD on my account without me letting the bank know in advance they will be held responsible. It worked and is still on my bank file. The banks can be obstructive instead of helpful, especially if a DD had been authorised previously. The DD Mandate is worth diddly squat. You don't even have to sign a Mandate, but that is another story. Bitter experience with ID theft BIG time.

 

I know these companies wont respond to threats but issuing an N1 soon gets a response. I did this one mob and they pulled their horns in and corrected their so called mistake....

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Thank you all for the advice, NatWest are being much more helpful after I sent them a letter complaining about the first contact I made with the fraud department as the person who I spoke to on the phone completely misled me. I also told them to cancel the card and that I do not authorise any payments from that account. They have sent me a declaration letter so I will sign that and see how it goes, frankly I suspect incompetence rather than genuine fraud on payday express part but they probably won’t admit it until the bank gets involved. It goes to show that if you stand up to them and don’t accept their attempts to fob you off you can get the banks to do something positive.


Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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Guest Mrs Hobbit

It took me 18 months to get the Late Mr Hobbit's name off the bank account. Three death certifactes provided at local branch, so took myself into the City, made an appointment with the Head Sherang, 20 minutes later matters sorted and a letter of apology from the Bank. Local branch now very meiticulous where I am concerned.

 

One thing I have learnt from all the mes we were in, never trust what you are told over the phone, and make sure you go to the top and hit them hard, no matter who you are dealing with.

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Just got a very nice letter from my bank refunding everything payday express took! it seems the banks will take action but you have to be inisistant that they treat it as fraud once they do they take swift action. Thank you MRs Hobbit and Jamie.


Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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excellent news! you've made my weekend. well done.:D

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Guest Mrs Hobbit

I am so please you have success and the money has been refunded Goatan.

 

If anything like this happens in the future, you will know what to do.

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