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Moorcrap and Nat West


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Long story short. I had a bank account with Nat West and went £5 overdrawn. Immediately Nat West put charges on, and immediately I opened an account with a different bank, and got my money put in there instead. Anyhow, the charges kept coming until they reached £440 odd quid then Nat West closed my account without notice.

 

Had a letter from Moorcrap today. It is the "we are now the agents for Nat West" letter and is requesting full payment. Am a bit rusty in the proceedures with this now. Can anyone remind me what I should do now?

Beating the DCA's day by day

 

My fight:

NDR - CCA'd 12+2 passed

Bank of Scotland - CCA'd 12+2 passed

CFS - Win by Technical Knock-out!:lol:

HFC Bank - CCA'd 12+2 passed

Chantry Collections - CCA sent

 

Time flies like an arrow

Fruit flies like a banana :D

 

<---------- Have I given you top advice, have I made you laugh, click on the scales, it won't hurt you! :grin:

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Long story short. I had a bank account with Nat West and went £5 overdrawn. Immediately Nat West put charges on, and immediately I opened an account with a different bank, and got my money put in there instead. Anyhow, the charges kept coming until they reached £440 odd quid then Nat West closed my account without notice.

 

Had a letter from moorcroft today. It is the "we are now the agents for Nat West" letter and is requesting full payment. Am a bit rusty in the proceedures with this now. Can anyone remind me what I should do now?

 

moorcroft letters generally go in the bin

 

Esp if from the pre-school division

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Have a look through the bank templates section The Consumer Forums - Bank charges templates (consumer)

 

To go £5 OD and for the figure to be at £440 is completely ridiculous, a judge would have a field day.

 

There is nothing fair with these charges, claim them all back and close the account, incidentally, did you pay them the fiver you went OD?

 

I certainly wouldn't begin to worry or even entertain [email protected], this will never see the inside of a court.

 

Get a copy of NW complaints procedure, and exhaust it until they see the error of their ways, ignore the missives [email protected] send you, just file them away with a view to reporting them later on.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Cheers guys

Beating the DCA's day by day

 

My fight:

NDR - CCA'd 12+2 passed

Bank of Scotland - CCA'd 12+2 passed

CFS - Win by Technical Knock-out!:lol:

HFC Bank - CCA'd 12+2 passed

Chantry Collections - CCA sent

 

Time flies like an arrow

Fruit flies like a banana :D

 

<---------- Have I given you top advice, have I made you laugh, click on the scales, it won't hurt you! :grin:

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Utterly ridiculous, as if there is not enough trouble in the world today, just shows the pettiness of these people.

 

Me, I would let them take me to Court, and refuse to pay even if ordered to, then the powers that be can feed and house me in prison all over £5.:D

Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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You still wouldn't go to jail over a debt HS, certainly not a consumer debt anyway.;)

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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