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Capital One - First step to reclaiming PPI


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I have recently successfully reclaimed the charges from Capital One and have decided to now reclaim the PPI I have paid. What a minefield!

 

I took on the credit card in November 2001, but cancelled the insurance in 2006 after the news of the mis-selling and realising that it was fairly useless and expensive.

 

I have kept all my statements and therefore do not need to send the usual SAR. However, I do not have my original application or T&Cs. I cannot even remember how I applied, beit online, phone, etc. Therefore I don't know how or why I agreed to the insurance payments.

 

Basically, is there a template to cover this request, without having to ask for all my statements and other personal information?

 

Many thanks

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