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Was in discussion with Black Horse over a change in the amount I am repaying them and thought we were doing business - only to get about 4 calls and a couple of tasty letters the next day from Close Assistance wanting to meet with me to discuss my situation. Anyone have any dealings with them?

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Not heard of anyone dealing with them and cant see any threads on them.

 

Have you got an arrangement with BH?

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  • 2 weeks later...
Not heard of anyone dealing with them and cant see any threads on them.

 

Have you got an arrangement with BH?

 

I had an agreement with Black Horse to reduce and review my payments - missed last month and I contacted then to see if they could temporarily take less from me.

I got an income and expenditure form from BH then the next day a raft of calls from Close Assistance ( main clients are Black Horse and Santander I think).

I met with a rep from Close Assistance this evening whose sole intention was to see what value was in my car and start a process to get my vehicle if I was unable to pay the arrears on the loan.

The loan is a personal loan which was used to buy the car but I have paid over 3/4 of the loan leaving about £3500 outstanding.

I have until the 7th August to pay the arrears or the car is up from collection?

Any advice would be greatly appreciated.

FM

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is it possible to scan it and take a pic and post up here - deleting any personal info?

 

you say a persoanl loan but they think thay can take the car so need to check the loan

 

but at thsi stage in the life of the loan/hp they need a court order in scotland to take it anyway

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is it possible to scan it and take a pic and post up here - deleting any personal info?

 

you say a persoanl loan but they think thay can take the car so need to check the loan

 

but at thsi stage in the life of the loan/hp they need a court order in scotland to take it anyway

 

Before I get document scanned................

Is it worthwhile me contacting BH again to see if they will negotiate a rearranged loan term and monthly amount?

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Thats is something only you can answer,

 

It could always be worth a try but do it in writing,

 

this is helpful as well

 

National Debtline Scotland | Debt Advice | Factsheet 08 Hire Purchase Debt

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