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    • ok well next time never use email esp when entering into what seems like pointless letter tennis on your behalf.?when you had no real need to reply to them in any manner or form.   it only encourages them you are a mug and gives them a free way to intimidate and harass you by email.   get some kind of records from saas/slc on what they believe is your current status as they do still do the Adminmost of these loans .      
    • ignore ...yes its not a letter of claim from a solicitor with their client being the Uni. until/if you get one of those pop back here.   no-one can add anything to any debt ...so can't increase it.   nothing to do with 'credit' but yes ofcourse you can request and they will have to produce all paperwork inc how they dealt with your dispute if the time comes and they move to court.   redwood or harwood are good names to put in our search top right in the red banner.        
    • Someone that specialises on the subject might be a better way to put it. 
    • Vauxhall's parent company has previously said its fate depends on the government's commitment to the car industry. View the full article
    • Apologies I hadn't seen that uploads need to be in PDF.   I have received the attached letter from STA which I assume is a standard letter as I've never spoken to them on the phone. I'm not sure what they mean by 're-commence recovery action'? Do I just continue to ignore them?   I have been in contact with the Uni who insist I need to pay the fees as I left the course after the first three weeks. They have not provided any evidence/documents that I signed an agreement to pay the fees or that I acknowledged that fees would be due if the course was left early. They referred me to their website which undoubtedly has changed since I was there.    I appreciate I shouldn't reply to STA however I'm not sure how to proceed with this overall.   I've read the claim form page and I'm not clear if I can request a copy of a credit agreement from the Uni as I'm not sure if its standard for a University to have required a credit agreement to be signed?    I'm not really clear what happens next and at what point I need to act. I've read about lots of different cases (fee related and non fee related) but can't find information on a case that is similar to mine. Do I wait until the Uni begins a formal action? I am concerned as I don't want the amount to increase from the already significant amount they are demanding.     Many thanks for any help you can offer.  staletter.pdf
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies

Nationwide Collection Services LTD


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Ok, situation:

Had a car on finance with Black Horse

Car was stolen

Insurance paid out

Gap Insurance wont as they say my Policy was not to cover the difference between settlement figure from finance company and insurance payout but was infact to provide the sum of the difference between the value of the car at the time of purchasing the policy and the insurance payout, should the payout be less.

Ive asked them to reconsider as they used the complete wrong car to value my car. They did, but then used the wrong year! I asked them to reconsider again and I still await their response. This was late last year.

Black horse say I owe them the amount on the letter below and have passed on my account to Nationwide Collection.

 

21d0flz.jpg

 

Advice needed! I cant afford to pay that for a car I no longer have!

 

Oh, I know where Cockfosters Road is, been down there many a time to catch the tube to Arsenal, Chelsea et al. I know it isnt in Edinburgh!

Me v Barlcays Bank - Claim Stayed

Me v Jaguar Cars 1 - Won £1650

Me v Jaguar Cars 2 - Winning

Me v London Borough of Newham - Won, Warrant of Execution live

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You can tell Nationwide Collections that you are in dispute with Gap Insurance over settlement for the car and until that is resolved the matter is in dispute.

 

Cockfoster's Road is the company's registered address with Companies House ie their HQ. They have offices all over the UK. Learmouth Gardens is near Comely Bank in Edinburgh and at the junction with Learmouth Avenue sit the offices of Nationwide Collection Services - I have passed it often. You will find a map of it of you google them.

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Theres enough info (date and amount) on the letter posted for them to Id you here....maybe a good idea to edit further since they DO monitor the forums.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Their CC licence reg; Addresses are at bottom.

 

 

Application / Licence Details

 

 

 

Licence Number:0039350

Licence Status:Current

 

Current Applicant / Licensee:

 

Business NameCompany Registration Number Nationwide Collection Services Limited1050581

 

Categories:

 

Consumer credit Consumer hire Credit brokerage Credit reference agency Debt adjusting/counselling Debt collecting

 

Right To Canvass Off Trade Premises:Yes

 

 

Issued Date: 06-Oct-1977

Expiry Date: 06-Oct-2012

 

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

 

NamePosition Adrian Patrick White Stephen John Hopkins

 

Historic Individuals that run the organisation:

 

NamePosition David James Stanley OldfieldOFFICER David JarvisOFFICER David Keith PottsOFFICER David Peter PritchardOFFICER James Michael BuryOFFICER Jan Petrus Du PlessisDirector John Lewis DaviesOFFICER Maarten Albert van den BerghOFFICER Margaret Ann ColtmanCompany Secretary Maurice Victor BlankDirector Michael Edward FaireyDirector Mr Alan Graham GlassOFFICER Mr David Anthony BaggaleyOFFICER Mr George DuncanOFFICER Mr J M AmourOFFICER Mr John MacquestonOFFICER Mr John Noel LittleOFFICER Mr Michael Peter KilbeeOFFICER Mr Peter Francis HookOFFICER Mr R A ColthartOFFICER Mr Robert Armitage StevensonOFFICER Mr Ronald StanleyOFFICER Mr Stephen Andrew MaranOFFICER Mr W S CockburnOFFICER Mr William Webster RenilsonOFFICER Sharon Noelle O'ConnorOFFICER Timothy Mark Blackwell

 

Nature of Business:

 

Banking services

 

Current Address(es):

 

Address TypeAddress Correspondence25, Gresham Street , London , EC2V 7HN Principal Place Of Business25, Gresham Street, LONDON, EC2V 7HN, United Kingdom Registered Office116, Cockfosters Road , Barnet , Herfordshire , EN4 ODY

 

Historic Address(es):

 

Address TypeAddress Correspondence51, Holdenhurst Road, Bournemouth, BH8 8EP Correspondence71, Lombard Street, London, EC3P 3BS CorrespondenceHolland House, Oxford Road, Bournemouth, BH8 8EZ Principal Place Of Business116 , Cockfosters Road , Barnet , HERTFORDSHIRE, EN4 0DY Principal Place Of Business116 , Cockfosters Road , Barnet , HERTFORSHIRE , EN4 0DY Principal Place Of Business35, Learmonth Gardens, Edinburgh, EH4 1RN Principal Place Of Business51, Holdenhurst Road, Bournemouth, Dorset, BH8 8EP Principal Place Of BusinessFinance House, Orchard Brae, Edinburgh, EH4 Principal Place Of BusinessHolland House, Oxford Road, Bournemouth, BH8 8EZ Registered Office4, Vigo Street, London, W1X 1AH Registered Office51, Holdenhurst Road, Bournemouth, Dorset, BH8 8EP Registered Office8/9, Chesterfield Hill, London, W1X 7 Registered OfficeHolland House, Oxford Road, Bournemouth, BH8 8EZ

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Gresham street is of course the R/O of Lloyds TSB.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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